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BUSS Allianz Agency Manager
Insurance made Affordable | Insurance for Everyone
Husband to ❤️ @melissa_sooo
Father to 💚 @xander_sooo
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The problem was never insurance,
It was our fear of hard work 💯

Let’s stop selling. Start advising. Start earning trust. by @soonick12
3
4 months ago
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Thinking you’re earning💰?? Turns out you’re actually paying commissions and fees💀

Expectation vs reality hits different 😮‍💨

#BussConsulting #SavingsPlan #Insurance #Malaysia #Sales by @soonick12
23
5 months ago
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It’s not just a piece of document.
It’s strategy, structure, and solutions 〰️ build around people’s lives.
That’s what real consulting looks like ✅

#BussConsulting #CriticalIllnessCover #InsuranceEducation #Malaysia #ProtectionPlanning by @soonick12
2
7 months ago
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We talk freely about houses, cars, investments and holidays… so why does insurance still feel so taboo?

Insurance isn’t about expecting the worst. It’s simply part of planning for life and protecting what matters.

Maybe it’s time we make insurance a normal conversation. by @soonick12
0
21 days ago
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Becoming a parent changes the way you look at insurance.

It’s no longer just about protecting yourself — it’s about making sure your family is okay if life doesn’t go according to plan.

Here are 3 common insurance mistakes I see young families make, and honestly, they’re worth reviewing as your family grows.

Protect yourself. Protect your income. Protect the people who depend on you.

#InsuranceMalaysia #YoungParents #FamilyProtection #FinancialPlanning #Fatherhood by @soonick12
0
a month ago
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Which insurance company in Malaysia is the best? 🤔

The truth is, the differences may not be as big as you think.

Most established insurance companies offer similar types of protection and are regulated by Bank Negara Malaysia.

What really matters?

👉 The agent who looks after you
👉 How much you’re paying for your coverage
👉 And most importantly, the actual benefits — especially your medical card

Instead of asking “Which insurance company is the best?”

Maybe the better question is:

“Which plan suits me best, and do I trust the agent taking care of me?”

Don’t just compare the company. Compare the coverage. 💯

#InsuranceMalaysia #MalaysianInsurance #InsuranceAgent #MedicalCard #FinancialPlanning InsuranceTips by @soonick12
2
a month ago
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Insurance doesn’t have to stay expensive forever. 🚀

Just like a rocket sheds its boosters once they’ve done their job, your insurance coverage can reduce as your financial commitments reduce.

The goal isn’t to carry maximum coverage forever — it’s to have the right protection at the right stage of life.

#InsuranceMalaysia #FinancialPlanning #MedicalCard #LifeInsurance by @soonick12
0
2 months ago
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Why does your insurance premium keep increasing? 🤔

It’s not simply because the insurance company decided to charge you more.

Here are 3 reasons why your premium may increase over time — and why understanding them matters when planning your coverage long term.

Insurance isn’t just about what you can afford today. It’s about making sure you can still afford your protection 10, 20, or even 30 years from now.

Watch till the end to understand what’s actually driving the cost.

#InsuranceMalaysia #InsuranceTips #FinancialPlanning #MedicalCard #MalaysianInsurance PersonalFinanceMalaysia by @soonick12
0
2 months ago
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Medical Card ≠ Critical Illness ≠ Personal Accident.

They’re not three versions of the same thing.

🏥 Medical Card → Hospital bills
💰 Critical Illness → Cash payout for covered illnesses
🛡️ Personal Accident → Financial protection against covered accidents

Different risks. Different purposes.

The goal isn’t to buy everything.

It’s to understand what you have — and what you’re actually protected against.

#InsuranceMalaysia #MedicalCardMalaysia #CriticalIllness #PersonalAccident #FinancialLiteracy by @soonick12
1
2 months ago
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Everyone talks about building wealth.

Very few people talk about protecting it.

One medical emergency or critical illness can undo years of savings if your foundation isn’t in place.

Don’t just ask, “How can I make more money?”

Also ask, “How do I stop one bad year from destroying ten good ones?”

That’s the conversation we should be having. 

Also, sorry bout the audio quality :) to be improved 

#FinancialPlanning #InsuranceMalaysia #MoneyMindset #MedicalCard CriticalIllness PersonalFinance by @soonick12
2
2 months ago
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Company insurance is a benefit. Personal insurance is a plan.

Don’t confuse the two 
One can disappear when you leave your job.
The other stays with you ❤️ by @soonick12
1
2 months ago
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:) want? by @soonick12
0
5 months ago
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