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Paul Schott / Schotzie

@askschotzie

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1

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Mortgage Lending 33 yrs 💪🏻🚀
I help educate 👨‍👩‍👦‍👦 to make the best home loan Mortgage decision for them & thier family 💯
In This For You 🇺🇸🙏🏻

POSTS STORIES REELS TAGGED

From southern California, to Manhattan and the Ivy League, then all the way to Aggieland.

Do yourself a favor and click one of the links and get to know grad transfer Hayden Schott on the latest episode of Howdy Ags on the Studio 12 Podcast. 👍

🍎 https://apple.co/48LwFky
🟢 https://spoti.fi/3ZXSXeY
🟦 https://amzn.to/3Qadqd9

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Rate Cuts…..

https://conta.cc/41gnntv
November's jobs report shows the American labor market is still flourishing with strong employment and wage growth — alongside workers flooding into the labor force.
Payrolls rose 199,000 in the month, more than the 185,000 average estimate of economists. The unemployment rate tightened to 3.7%, below all forecasts and a four-month low. And the participation rate ticked up to 62.8%. Weekly hours also rose, a sign of demand.
Job gains were led by health care, government, and manufacturing. Payrolls got a 30,000 boost from auto workers returning from the picket lines.

Recently Funded: $1,400,000 Loan Amount
Loan Details:
· Assets Only!
· �Purchase
· Single Family Residence
· 70% LTV
· 706 FICO Score
· Loan Term: 40- Year Fixed with 10-Year IO30 Year Fixed

Fun For The Day
A defendant was on trial for murder. There was strong evidence indicating guilt, but there was no corpse. In the defense’s closing statement, the lawyer, knowing that his client would probably be convicted, resorted to a trick.
“Ladies and gentlemen of the jury, I have a surprise for you all,” the lawyer said as he looked at his watch. “Within one minute, the person presumed dead in this case will walk into this courtroom.” He looked toward the courtroom door.
The jurors, somewhat stunned, all looked on eagerly. A minute passed.
Nothing happened. Finally, the lawyer said, “Actually, I made up the previous statement. But you all looked on with anticipation. I therefore put to you that you have a reasonable doubt in this case as to whether anyone was killed and insist that you return a verdict of not guilty.”
The jury, clearly confused, retired to deliberate. A few minutes later, the jury returned and pronounced a verdict of guilty.
“But how?” inquired the lawyer. “You must have had some doubt; I saw all of you stare at the door.”
The jury foreman replied, “Oh, we looked, but your client didn’t.”
Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066

#askschotzie #chiefofmakingithappen #homeloans #homebuying #buyahouse

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2023 Federal Income Tax Brackets and Rates for Single Filers, Married Couples Filing Jointly, and Heads of Households...

Are you ready?

Have you seen the comparison difference from 2022 to 2023?

https://conta.cc/47y27BF

Ask Me about our 5 Day HELOC Program

Fun For The Day

"The National Transportation Safety Board recently divulged they had funded a project with the U.S. auto makers for the past five years. The NTSB covertly funded a project whereby the auto makers were installing black boxes in four-wheel drive pickup trucks in an effort to determine, in serious accidents, the circumstances in the last 15 seconds before the crash.
They were surprised to find in 49 of the 50 states the last words of drivers in 61.2 percent of crashes were, "Oh, s--t!"
Only the state of Texas was different, where 89.3 percent of the final words were, "Hey y'all, hold my beer and watch this!"

Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066

#askschotzie #chiefofmakingithappen

#mortgages #mortgage #realestate #mortgagebroker #mortgagelender #refinance #mortgagetips #mortgagerates #firsttimehomebuyer #home #realtor #loans #homebuying #homeloans #mortgageloans #homeloan #loanofficer #mortgageadvice #mortgagelife #finance #mortgagespecialist #homebuyers #newhome #mortgagebrokers #property #loan #mortgageadvisor #homeownership

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The BOYZZZ Bakers Bay 2023
The Federal Reserve leaves rates unchanged. Here’s what that means for your wallet

https://conta.cc/47cggE7

The Federal Reserve left interest rates unchanged at the end of its two-day policy meeting.
Private Lending up to $30M - Great options, most property types
Recently Funded: $570,000 2nd Trust Deed Cash-Out

FUN For The Day
“How do you explain counterclockwise to a kid who grew up with a digital watch?"

"The weather is turning cold here in Indiana and Northern California.
People on foot are exposed to the elements.
So, the other day I picked up a hitchhiker. He seemed like a nice guy.
After a few miles, I asked him if he wasn’t afraid that I might be a serial killer?
He told me that the odds of two serial killers being in the same car were extremely small."
Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066

#ASKSCHOTZIE #CHIEFOFMAKINGITHAPPEN #loan #homeownership #realtorlife #mortgagetips #homebuying #mortgages #properties #lender #creditrestoration #realty #homebuyer #homeowner #badcredit #listing #homesforsale #housing #homesweethome #house #realtors #lending #creditrepairservices #debtfree #justlisted #mortgageloanofficer #creditcard #goodcredit #realestatelife #mortgageloans

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My Girls!

Foreclosures and Bankruptcies Won’t Crash the Housing Market.....

https://conta.cc/3QbY3Qc

Foreclosure Activity Rising 3rd Quarter, but Less Than Headlines Suggest
If you’ve been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies. That could be making you feel uneasy, especially if you’re thinking about buying or selling a house.

A Real Estate Agent Helps Take The FEAR Out of The Market

Happy Halloween

"Tonight’s the night. How ‘bout some for the kids!
When does a ghost have breakfast? A. In the moaning.
What do ghosts drink at breakfast? A. Coffee with scream and sugar.
Where does a ghost go on vacation? A. Mali-boo.
Where does a ghost go on Saturday night? A. Anywhere where he can boo-gie.
Where did the ghost get its hair done? A: At the boo-ty shop.
Riddle: the maker does not want, the buyer does not use it, and the user does not see it, what is it? A. a coffin.
What do they teach in witching school? A. Spelling.
Why does a witch ride a broom? A. Vacuum cleaners get stuck at the end of the cord.
What do you call a witch’s garage? A. A broom closet.
What do you call two witches living together? A. Broommates.
What do you get when you goose a ghost? A. A handful of sheet!

BE SAFE - HAVE FUN!

Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066

#ASKSCHOTZIE #CHIEFOFMAKINGITHAPPEN # #realestate #realtor #realestateagent #realtorlife #investment #interiordesign #architecture #broker #realestateinvestor #FSBO #makememove #mansion #foreclosure #fixandflip #homesweethome #luxuryrealestate #luxuryhomes #properties #firsttimehomebuyer #openhouse

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GIG EM’

Why Home Prices Keep Going UP!
https://conta.cc/3Fskyvp

If you put off moving because you’re worried home prices might drop, make no mistake, they’re not going down. In fact, it’s just the opposite. National data from several sources says they’ve been going up consistently this year.
One reason why home prices are going back up is because there still aren’t enough homes for sale for all the people who want to buy them.

BOTTOM LINE:
If you put off moving because you were worried that home prices might go down, data shows they're increasing across the country.

Fun for the Day

"Scientifically, a raven has 17 primary wing feathers, the big ones at the end of the wing. They are called pinion feathers. A crow has 16.
So, the difference between a raven and a crow is only a matter of a pinion."

"Here's one piece of advice. Call your Dad now and ask him what the Wi-Fi password is now so he has time to find the little paper it's written on before Thanksgiving."

Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066

#askschotzie #chiefofmakingithappen #home #property #forsale #forrent #realestateforsale #newhome #dreamhome #househunting #apartmenthunting #justsold #homesforsale #justlisted #renovated #curbappeal #midcenturymodern #newlisting #petfriendly

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My Dad - Robert E Schott -90th Bday - The GOAT

Homeowners, Need Cash for a Down Payment?

https://conta.cc/3PLU4tt

Your Home Equity Could be Your Next Down Payment!

· Did you know that homeowners can use their home equity to fund large expenses, like down payments on a new primary residence, second property, or investment property? Apply for your $50,000-$500,000 Home Equity Line of Credit (HELOC) today and lets talk about your options

How to Get a Mortgage Approval: Pre-approval, verified approval, & conditional approval (click here)

Fun for the Day

"When you go into court, you are putting yourself in the hands of twelve people who weren't smart enough to get out of jury duty.

I know how it will end. One of my children will unplug my life support so that they can charge their phone.

Here’s your tip of the day. Skip sleeping the night before your passport photo. That way, it’ll be much more accurate in reflecting how you’re going to look to customs officers after international flights.

Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066

#askschotzie #chiefofmakingithappen #mortgages #mortgage #realestate #mortgagebroker #mortgagelender #refinance #mortgagetips #mortgagerates #firsttimehomebuyer #home #realtor #loans #homebuying #homeloans #mortgageloans #homeloan #loanofficer #mortgageadvice #mortgagelife #finance #mortgagespecialist #homebuyers #newhome #mortgagebrokers #property #loan #mortgageadvisor #homeownership

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The Schott 5 - my 4 older brothers

2024 Conforming Loan Limits Likely to Rise....

https://conta.cc/3rADWCZ (CLICK HERE)

Would the Fed Hike Rates during a Government shutdown?(click here)

Recently Funded $999,000.00 Loan Closed Investment Property (click here)

Fun for the Day

"Dear God,
So far today, I have done all right. I have not gossiped. I have not lost my temper. I have not been grumpy. I have not been nasty, selfish, or greedy, and I am really thankful for that.
But in a few minutes, God, I am going to get out of bed, and from then on, I need some help."

one more...

Just once, I want a username and password prompt to say, "Close enough."

Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066
#ASKSCHOTZIE #CHIEFOFMAKINGITHAPPEN #mortgages #mortgage #realestate #mortgagebroker #mortgagelender #refinance #mortgagetips #mortgagerates #firsttimehomebuyer #home #realtor #loans #homebuying #homeloans #mortgageloans #homeloan #loanofficer #mortgageadvice #mortgagelife #finance #mortgagespecialist #homebuyers #newhome #mortgagebrokers #property #loan #mortgageadvisor

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Call us for a Quick Review and 24hr Approval
https://conta.cc/3ETg28L
Hard Money = Easy Funding
It ALL Begins with a Pre-Approval
Recently Funded $2,250,000 Loan Closed in 3 weeks
Fun for the Day:
"Two lifelong buddies are out for their weekly golf game. One is black, one is white.
They are always arguing that God is white, the other says God is black.
Lightning strokes them both dead while playing golf. They get to heaven and are excited to find out about God.
St. Peter greats them and takes them to meet God. They are still excited!
The gate to God’s chamber opens and there God sits.
God leans down and says, “Ola amigos, que paso?”
Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066

#askschotzie #home #chiefofmakingithappen #property #forsale #forrent #realestateforsale #newhome #dreamhome #househunting #apartmenthunting #justsold #homesforsale #justlisted #renovated #curbappeal
#midcenturymodern #victorian #newlisting #turnofthecentury #shiplap #petfriendly

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Mortgage Rate Hikes Ahead?
https://conta.cc/47HAJle

The Fed released its minute notes this week from its 2-day meeting in July; though many analysts believe we won’t see any more rate hikes for the time being, the minutes showed that many Fed members think otherwise.
“With inflation still well above the Committee’s longer-run goal and the labor market remaining tight, most participants continued to see significant upside risks to inflation, which could require further tightening of monetary policy.”
Future rate hikes will undoubtedly be a hot topic at next week’s annual economic symposium in Jackson Hole, Wyoming. That and how good Jerome Powell looks in fly fishing gear.

Fun for the Day
** My friend said she wouldn't eat a cow's tongue because it came out of a cow's mouth. I gave her an egg.

and one more

Did you know muffins spelled backwards is what you do when you take them out of the oven?"

Cheers,
Paul Schott / Schotzie
33 Year Mortgage Originator / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066
#askschotzie #chiefofmakingithappen #home #property #forsale #forrent #realestateforsale #newhome #dreamhome #househunting #apartmenthunting #justsold #homesforsale #justlisted #renovated #curbappeal #midcenturymodern #victorian #newlisting
#turnofthecentury #shiplap #petfriendly
#gigem

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Loan Approval!!
What Every Borrower Wants to Hear!
https://conta.cc/3OSb1Di

HAYDEN SCHOTT BASEBALL 2023 (click here)
https://www.youtube.com/watch?v=TLnYy_lZ618

Fun for the Day
**“This year thousands of men will die from stubbornness.”
“No, we won’t!”

**Men socialize by insulting each other, but they really don't mean it.
Women socialize by complimenting each other, but they really don't mean it either.

Cheers,
Paul Schott / Schotzie
33 Year Mortgage Veteran / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066

#askschotzie #chiefofmakingithappen #mortgageloanofficer #creditscore #realtors #homeowner #property #financing #realestateinvesting #lenders #mortgageloans #house #homesweethome #homebuyer #dreamhome #purchase #mortgagebanker #bank #financialfreedom #realestateinvestor #fha #personalloan #mortgagebrokers #commercialrealestate #loanoriginator #invest #entrepreneur #businessloan #realty #investor

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AskSchotzie Products & Services
https://myemail.constantcontact.com/Paul-Schott---AskSchotzie-Products---Services.html?soid=1134152659561&aid=PQ-ULoT9Yos

JUMBO LOANS
DOCTOR LOANS
CONSTRUCTION LOANS
HELOC’s (home equity line of credit)
FORECLOSURE Finder

Fun for the Day
**I think the reason we are born with two hands is so we can pet two dogs at once.

If you see me talking to myself, just move along. I'm self-employed; we're having a staff meeting."

Cheers,
Paul Schott / Schotzie
33 Year Mortgage Veteran / Real Estate Investor = Proven Commodity
AskSchotzie.com
714.267.6066
#askschotzie #chiefofmakingithappen #texasam #gigem #home #property #forsale #forrent #realestateforsale #newhome #dreamhome #househunting #apartmenthunting #justsold #homesforsale #justlisted #renovated #curbappeal #midcenturymodern #victorian #newlisting #turnofthecentury #shiplap #petfriendly

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