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Chanel Monique

@chanelmonique07

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🙏🏾FAITH in God & Your PURPOSE.
📲 FinTech Innovator @ontimeharvest
💵 Co-Founder of @mergingfinances
🗣Motivational Speaker

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We had the pleasure of being interviewed by Eric Collier on The Momentum Shift TV Show to discuss the upcoming launch of our fintech platform, On Time Harvest, and the services provided through Merging Finances.

On Time Harvest (@ontimeharvest )is a fintech budgeting SaaS and mobile app designed to help individuals, couples, families, and small business partners track spending, forecast discretionary income, and make smarter money decisions.

Through Merging Finances, we provide financial wellness coaching, curriculum, workshops, speaking engagements, and practical tools to help people manage, merge, and master their money.

We are excited for what’s ahead and grateful for the opportunity to share our mission!

#tech #blacksintech #FinancialLiteracy #Entrepreneurship #budgeting

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We’re excited to officially announce that On Time Harvest will be launching in late summer 2026. @ontimeharvest

We are Chanel & Estado, married founders of Merging Finances, and we are building On Time Harvest to help individuals, couples, families, and everyday households stop guessing with money and start making clearer decisions before payday, bill day, and real life hit.

This is more than an upcoming app launch — it is the beginning of a movement for financial clarity, healthier money conversations, and generational impact.

Follow our journey as we prepare to launch in late summer 2026.

Comment HARVEST if you’re ready for money clarity.

#budgetingtips #Tech #FinancialLiteracy #financialfreedom #fintechstartup

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🩷🤎 “These Dreams Shall Live.” 🩷🤎

What a beautiful, inspiring, transformative time of sisterhood with these magnificent Women of God!!!

Hearts open, faith rising, and purpose awakened.

What God placed inside of us still lives, still calls, still matters.

With Him as our Author, we are ready to write the next chapter. ✨

How She Does It Global NETWORK Founder,
@thecreativedreamer_

📸 Brian Ajayi Photography Thank you!!!

#TheseDreamsShallLive #FaithWalk #WomenInPurpose #Sisterhood #HowSheDoesItNetwork

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This is what it looks like when purpose-filled women come together —
to pour, to uplift, to grow, and to walk boldly in what God has called us to do.

Sisterhood matters. And this? This is sacred. 🩷🤎 @howshedoesitnetwork #howshedoesitnetwork #woman #women #sisterhood #faithwalk

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Strength and dignity are her clothing,
and she laughs at the time to come.
PROVERBS 31:25 (ESV)

#proverbs31 #women #woman #howshedoesitnetwork #womensretreat

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You’re Invited!!! 💕🌸🙏🏾

✨ THE SPEAKERS. THE STRATEGY. THE DREAM!✨

We are bringing together an incredible lineup of speakers who are leaders, builders, visionaries, and women of faith, all coming together for one unforgettable weekend designed to help your dreams live out loud.

These Dreams Shall Live is a luxury retreat experience for women who have overcome so much and are ready for God to release strategy, instruction, and revelation for what’s next.

🍽 Friday Night:
We’ll kick things off with a beautiful welcome dinner in Washington, DC for sisterly connection, conversation, laughter, and sisterhood at the table.

✨ Saturday:
We gather in a luxurious, modern, intimate space filled with learning, wisdom, and expectancy. This is where we believe God will meet us, downloading clarity, igniting vision, and giving us the tools to move forward boldly in leadership, wealth, career, business, relationships, and even the future of tech.

This weekend is equal parts fun, faith, finesse, and forward motion.

📍 Washington, DC
📅 March 13–14, 2026

🎟 Register now:
✅ https://thesedreamshalllive.lovable.app/

💻 Interest Meeting (Zoom):
🗓 Sunday, January 25, 2026
⏰ 7:00 PM
🔗 https://us02web.zoom.us/j/87200120400

If you’re ready to be poured into, challenged, celebrated, and activated — this retreat was created with you in mind.

Bring your faith.
Bring your expectancy.
These dreams shall live. ✨🌸

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It’s something to be said about deep set eye lids. They are legitimately a MUAs playground. @chanelmonique07 you were stunning!!! Thank you for being my muse! 🥰

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✨ What an amazing day at the TEDCO Expo 2025! ✨
Merging Finances had a fantastic time connecting with fellow innovators, learning from Maryland’s entrepreneurial community, and celebrating all the incredible work happening across the state.

We’re beyond excited to share that we won a Maryland Basket of Goods and a bottle of champagne 🥂—a sweet reminder of how far collaboration and innovation can take us!

Here’s to building partnerships, creating impact, and continuing to merge technology with financial empowerment.

#MergingFinances #TEDCOExpo #MarylandInnovation #Fintech #Entrepreneurship #SmallBusiness #FinancialWellness

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4th of July BBQ with the Miss ❤️ and Family and Friends 🙏🏾🙏🏾🙏🏾

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Today, it is necessary for me to give honor and thanks to my Wife. Mrs. Outlaw, you have been a blessing and a gift! I appreciate, respect, and cherish you. I will be forever grateful! I thank you for constantly reminding me of the gentle and loving nature of Christ. Thank you for consistently reaffirming my role as the head of our family. I thank you so very much for striving so hard to help manifest our dreams and build the future we desire for our family. I could easily say so much more, but for now, just know that I am immensely in Love with You! Happy 6th Wedding Anniversary!

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Congratulations Estado!!! This fall, he’ll be starting the CDL Class A program with the anticipated date of completion of Nov. 9th and Hazmat endorsements by Dec. 14th. Be on the look for Outlaw Logistic USA, LLC!!! #cdl #hazmat #truckdriver #fleetowners

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#mdcarry #marylandcarry #marylandshallissue #mdconcealedcarry #mdhql #ptpgun #ryanrgass #maryland #marylandcheck #truckgun #gunsafe #gunsafety #dodge #ram #centerconsole @ryanrgass #gun #handgun #concealedcarrying #mdconcealed #mdcarry #marylandhandguntraining #marylandhandgunpermit #marylandhandgunqualificationlicense #marylandhandgun

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