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Co-operators

@co_operators

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All your investing and insurance needs in one place.
🍁Proudly Canadian since 1945.
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When it comes to #RRSP vs. #TFSA, two of the most common #investmentquestions are: “What’s the difference between an RRSP and TFSA?” and “Which one should I choose?” Whether you go for an RRSP, a TFSA, or both, which one you choose depends on a few factors: your current tax rate, your reason for #saving, and your future #tax rate. It's important to understand the differences and the benefits of each type of registered plan. - An #RRSP is designed specifically to provide you with income after you retire. • Annual contributions are tax deductible. • Your contribution limit is based on earned income. • Your contribution room begins at whatever age you begin working and filing a tax return. • The contribution limit for 2021 is 18% of the earned income reported on your 2020 tax return, up to a maximum of $27,830. • If you do not contribute to an RRSP, your contribution room accumulates, and you can contribute even larger amounts in the future. - A #TFSA is not designed specifically for retirement and can help you save money for a wide range of goals (travel, renovation, emergency savings). The TFSA was introduced by the federal government in 2009, as a way for anyone 18 or older to set money aside tax-free throughout their lifetime. Annual contribution limits amounts have varied over the years. • From 2009 to 2012, the maximum for each year was $5,000. • From 2013 to 2014, the amount increased to $5,500 for each year. • In 2015, the amount increased again to $10,000. • From 2016 to 2018, the amount decreased to $5,500 for each year. • From 2019 to 2021, the amount increased to $6,000 for each year. - #TFSA contributions are not tax deductible and contribution room accumulate if unused. Anyone who was 18 or older in 2009, and has not yet contributed, will have $75,500 of contribution room available in 2021. Whether you go for an #RRSP, a #TFSA, or both, remember to contribute every season to reach your goals—big and small! 📷:dineandfash
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Friendly environmental tip: Every year, tens of thousands of hail damaged vehicles are repaired across the country 🇨🇦, let alone world wide . . . Paper are necessary during the hail repair process from #insurance assessment to drop off to #Hailtechnician #BodyTechnician for actual repairs; whether #paintlessdentremoval #pdr or #Autobody #BodyShop . . . After meeting #CanadaRevenueAgency record and accounting keeping rules (as well as secured record keeping), as a small business operator, to minimize my wastage footprint on the planet, I’d use the blank side to print other INTERNAL info such as online purchase receipts of business expenses, tax info, etc. This paper never leaves my secured home office or pass to third parties, and once that info completes its record keeping cycle, it’ll be shredded for recycling
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Did you know you can recycle your child's expired or damaged car seat? You can with ATMO!♻️ And if you're a Cooperators customer, you automatically qualify for a discount on your recycling fee. Check out our list of participating Cooperators' locations at the link in our profile to see if there is one near you, and give us a call or send us an email for the promo code. . Not a Cooperators customer? Not a problem! You can still drop off your carseat at a participating location once you've processed the small recycling fee on ATMO's website. . Note:❗️Our operations are currently on hold due to COVID-19, but we look forward to resuming carseat collection shortly, so please keep those car seats out of the landfill in the meantime!💜
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It's Wildfire Community Preparedness Day! We're not doing the usual neighbourhood clean-ups but there lots of ways homeowners can make properties #FireSmart. Step 1: Create a 1.5 metre non-combustible zone around homes by removing debris. #IAMFireSmart #wildfireprepday With our Partners: @the_cooperators @nfpadotorg Institute for Catastrophic Loss Reduction
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Sophia had drawn this in my note pad. So when I flipped it over for a new day, this is what I got to wake up to! ❤️
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Thanks to @the_cooperators for their generous $5000 donation to Food4Kids Guelph for our Grocery Gift Card program during the COVID-19 school closure. Visit them at: cooperators.ca, on Twitter @the_cooperators, or on Facebook @ thecooperatorsinsurance #food4kidsguelph #connectingcommunity
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Thanks for the work @fastsignsofbrantford👍🏻 @the_cooperators in #brantford looks as good as it should. Stellar job as always to our amazing crew👊🏻 . . . . Service, Maintenance, Installation, Branding. Always available to work alongside you to ensure that your brand stand out as much as possible. It’s what we love. Reach out to us 24/7. . . . . . #buckettruck #service #led #lighting #energy #gogreen #maintenance #service #entrepreneur #startup #obsessed #business #work #grind #hustle #blessed #motivation #smallbusiness #bucketsignservice #lfl #flf #l4l #signs #workhard #pray #spring #summer #picoftheday #bucketsignservice
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C'est la Semaine nationale des bénévoles et nous tenons à remercier chacun de nos incroyables bénévoles pour leur générosité et leur temps. Merci de partager votre chaleur! It's National Volunteer week and we would like to thank each and every one of our incredible volunteers for their generous spirit and time. Thank you for sharing your warmth. Thank you / Merci a: 4Point Adobe Systems Canada Inc. Barristers for a Better Bytown belairdirect BMO Financial Group Carleton University (Official) Deloitte École des adultes Le Carrefour eQ Homes Ernst & Young, LLP Hampton Inn, Ottawa Health Canada Hilton Garden Inn Ottawa Airport Intact Insurance – Intact Assurance Irdeto JRP Engineering Loeb Centre Louder Than Words Muslim Association of Canada, Ottawa MD Financial Meldrum Horne & Associates Modern Niagra Group Inc. MPI Ottawa NAV CANADA Ottawa Police Service - Service de police d'Ottawa Partners in Parenting Postmedia PriceWaterhouseCoopers LLP Public Health Agency of Canada Rogers Tammy Laverty Hall Real Estate - Ottawa & Surrounding areas Royal LePage Team Realty Ottawa Real Estate Brokerage Saint Elizabeth Health Care Sir Robert Borden High School SurveyMonkey Tamir Foundation TD TD Wealth The Co-operators University of Ottawa
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To all the Health Care Workers, First Responders, Front Line and Essential Staff: we are forever grateful for your passion, dedication and commitment to our communities. Thank you for keeping us safe and healthy. 💙 #southtrail #insurance #insuranceagent #insurancebroker #autoinsurance #homeinsurance #wealth #business #lifeinsurance #community #support
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Danny Carey’s Insurance Agency wishes everyone a wonderful Easter weekend
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Mother Nature can do all the talking for this one 😱😍. . . . . . #epoxy bank #liveedge #liveedgewood #woodworking #interiordesign #handmade #wood #customfurniture #custombuilt #modern #rustic #epoxy #woodworkersofinstagram #liveedgekitchen #northperth #listowelont #shoplocal #ecopoxy #resin #woodgramer_feature #woodwork_feature #woodworkingwiki #bestigwoodworking #effortlesswoodworking #sawmillbusiness #woodworkingofinstagram #naturesfinestwood #woodworkforall
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12’ of eye catching grain in this gorgeous single slab maple conference table. . . . . #epoxy bank #liveedge #liveedgewood #woodworking #interiordesign #handmade #wood #customfurniture #custombuilt #modern #rustic #epoxy #woodworkersofinstagram #liveedgekitchen #northperth #listowelont #shoplocal #ecopoxy #resin #woodgramer_feature #woodwork_feature #woodworkingwiki #bestigwoodworking #effortlesswoodworking #sawmillbusiness #woodworkingofinstagram #naturesfinestwood #woodworkforall
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