Instagram story viewer> @debtfreejoel> Tagged

Joel Bernardin CFA, CIPM, MBA

@debtfreejoel

7.3K

followers

1778

following

⭐️Finance Coach🇭🇹
⭐️💯% DEBT FREE
⭐️SAVING | INVESTING | CHARITY
⭐️ “A part of all that you earn is yours to keep”
Fragrance Page: @smellwithjoel

POSTS STORIES REELS TAGGED

What happens when the life you worked so hard for still feels financially out of reach?

You did what you were told: went to school, got the degree, found the job and started building your life.

But now there are student loans, housing costs, car payments, credit cards—and the pressure to somehow keep up with the lifestyle everyone else seems to be living.

Then social media enters the picture, where it's easy to look successful while privately struggling to stay afloat.

In this clip, Joel Bernardin, CFA and I talk about expectations, financial pressure, social media and the mental toll of knowing you may be just one unexpected crisis away from everything changing.

Sometimes what looks like success on the outside feels completely different behind closed doors.

🎙️ Watch the full episode, “The Peace We Keep Missing,” on Conversations of the Heart with T. Till, available now on YouTube and all major podcast platforms.

💬 Do you think social media has changed what we believe a “successful” life is supposed to look like?

#FinancialWellness #MentalHealth #SocialMedia #PersonalGrowth #Podcast

39

3

Sometimes setting a boundary means grieving someone who is still alive.

You can love someone deeply and still recognize that having access to them—or allowing them access to you—is no longer healthy.

In this clip, Joel Bernardin, CFA and I discuss why establishing boundaries can feel so much like experiencing a loss. You may know that moving forward is necessary, but that doesn't mean the love disappears or that you don't grieve what the relationship once was.

Sometimes healing means accepting two things at once:

I still love you. And I still have to let you go.

That's where faith, therapy, self-work, and learning to sit with the grief can become part of moving forward.

🎙️ Watch the full episode, “The Peace We Keep Missing,” on Conversations of the Heart with T. Till, available this Thursday on YouTube and all major podcast platforms.

💬 Have you ever had to set a boundary with someone you still loved?

#Boundaries #HealingJourney #MentalHealth #PersonalGrowth #ConversationsOfTheHeart

26

1

What if happiness isn't actually what we're searching for?

In this episode of Conversations of the Heart, I’m joined by @debtfreejoel, for a conversation that went in directions I didn’t expect—and challenged us to think about what we’re really chasing in life.

We talk about the economy and the impact financial stress can have on our mental health, the influence of social media, faith and the modern church, “church hurt,” grief, relationships, therapy, accountability, and the pressure we put on ourselves to constantly achieve.

But one idea kept coming back throughout our conversation:

We spend so much of our lives chasing happiness, success, achievement and that next dopamine hit—but are we actually searching for peace?

Happiness comes and goes. Life will bring disappointment, loss and pain that we can't always control. The question becomes: How do we do the work, acknowledge what hurts, heal from it and still find peace in the middle of it all?

🎙️ The Peace We Keep Missing | Joel Bernardin, CFA

Full episode out this Thursday at 12:30-PST/3:30-EST

💬 What do you think—are we spending too much time chasing happiness instead of learning how to find peace?

#MentalHealth #Peace #Growth #HealingJourney #Podcast

8

3

Most people see life insurance as protection.
High-income professionals and entrepreneurs see it as strategy.

When structured correctly, it can support
• Tax-advantaged growth
• Asset protection
• Cash flow flexibility
• Legacy and succession planning

Wealth isn’t just about earning more—it’s about positioning smarter.

📩 DM WEALTH or book a strategy call to see if this fits your plan.

3

0

249

87

Weekend Reminder :

You got food at home

-DebtfreeJoel Voice

Follow @rinathefinancialcoach for valuable insights on personal finance, wellness, and the motivation to help you thrive.

3

7

Amazing conversation with @debtfreejoel as we discussed 4th quarter finances, planning for the New Year, budgets, charity and so much more. Check out the show and please share. This will be available on all audio podcasts platforms & @youtube #conversationsofthe❤️ #inspiration #inspire #inspirational #motivate #motivational #motivation #igers #iglive #instavid #instagood #podcasts #podcastersofinstagram #financialfreedom #financialliteracy #moneymanagement #money #budget #community #communication #expression #vulnerability #perspective #passion #purpose

20

1

Popped up to see Marc and the crew in Philly! Got to meet some new friends who are about the same goals! Let’s get it! If you are on a road to financial freedom? Hit up my guy Marc from @betterwallet to get your finances in check! #finance #money #savingsgoals #financialfreedom #goals #life #lifegoals

36

3

Salute to @debtfreejoel he has been thriving in his purpose and really giving the game away for free and helping many with finances. Full episode out now! #debtfreejoel #financialfreedom #financialliteracy #finance #conversationsoftheheart #reels #reelsinstagram #purpose #fyp #explorepage #explore #podcast #podcastclips #conversationsoftheheart

17

0

@debtfreejoel, had this to say about credit scores determining your dating life. He got REAL on this one 😂
#relationships #relationship #relationshipgoals
#credit #creditscore #dating #podcastclips #podcast #finance #financialliteracy #financialfreedom #follow #fyp #explorepage #fypシ #explore #conversationsoftheheart #conversations

15

1

@debtfreejoel talks about the power of appreciating the "LITTLE" things in life and the importance of gratitude for the things we have. #debtfreejoel #conversationsoftheheart #gratitude #thankful #blessed #blessings #follow #podcast #podcastclips #manhood #converse #fyp #explore #explorepage #foryou #subscribe #reels #reelsinstagram

25

0

Special Sunday edition episode dropping this Sunday in collaboration with @debtfreejoel This was a much different conversation. It was definitely unhinged, vulnerable, and REAL. #conversationsoftheheart #conversations #mentalhealth #grief #manhood #God #faith #podcasts #religion #relationships #follow

4

0