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Credit Repair Expert & Business Funding Specialist

@exzollence

2.3K

followers

578

following

• Credit Repair & Credit Building
• Business Funding
• NMLSR #1696731
• Partners w/ @zillow @redfinrealestate @realtordotcom
• Leverage Your Credit💎

POSTS STORIES REELS TAGGED

SImply getting people approved isn’t my whole job.

A mortgage should be structured around what you’re actually trying to accomplish, not just whether a lender or mortgage broker says yes.

Every borrower brings a different mix of income, credit, debt, assets, down payment, monthly payment goals, and timing.

My job as a broker is to look at those pieces, shop the available options, explain the tradeoffs clearly, and help you understand which route makes sense for your situation.

Mortgages can be complicated. Understanding yours shouldn’t be.

🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝

#MortgageBroker #MortgageStrategy #Homebuyer #MortgageTips #RealtorDatLends

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A house can look like a great deal until you discover what it may cost to repair after closing.

Before you buy, pay close attention to the roof, foundation, plumbing, electrical system, HVAC, and sewer line.

The goal isn’t necessarily to find a perfect house. It’s to understand the condition of the major systems and what expenses could be coming next.

A roof nearing replacement, foundation concerns, outdated electrical work, aging HVAC equipment, other problems can materially change the true cost of owning the property.

That matters when you’re deciding how much cash to keep after closing, how aggressive to be with your down payment, and whether the home still fits your overall budget.

Use qualified inspectors and appropriate specialists to evaluate the property before making decisions based on condition.

Know someone getting ready to buy? Send them this post. And if you’re trying to build a financing plan that accounts for the bigger picture, feel free to reach out!

🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡

#HomeBuyingTips #FirstTimeHomebuyer #MortgageStrategy #HomeInspection

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🔆🍾 LIFETIME X BREW & HOUSE 🍾🔆

🥃 @lifetime.irvine ☕️🍵 @brewandhouse.co 🥂

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L1FΞT1MΞ✘₵ØFFΞΞ✘₵ŁUB✘ ☕️🌊

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$H1FTY&FЯ1ΞИD$✘&PΞPΞ✘ 🎥📍

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FЯØM✘NΞWPØЯT✘TØ✘1B1ZΛ✘ ⛱️🌊

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enjoying it all… but I’m still on a mission #explore #fyp #content #barbershop #cisco

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My Birthday of work didn't feel like work at all on a Tuesday!

✨I'd like to THANK ALL OF YOU for reaching out with kind words to wish me a HBD. I know we're all busy so it means a lot. They say good people always find good people, and I'm truly blessed to call this work, to have met you (even briefly) and privileged to support one anothers business.✨

Together we're make'n our dreams come true 💫

10am @colbycasoria's Santa Monica Realtor Coffee Connection hosted w/ @mortgagemattt at @fourwoodgolf, I was able to connect Agents, meet MORE Aries ♈️, Agents, and Vendors (yes!) 🤩
INVITE: Westside agents come to the next one, its fun!

12-2pm Saw some beautiful westside opens all thanks to @colbycasoria 🥹🙏
accompanied by @bryanpinedarealty Thank you Bryan for a beautiful time well spent 🤗

2:15pm call with the infamous @mike_mbe

3-5pm Birthday Lunch and location prospect in MDR.
I trialed the G.M Mark's walker so I can stop bumping my injured knee 🤣

6pm came home to some beautiful flowers and first-aid care pakage, all thanks to @jenz.getsyouhome 🥰🎉🌻🛟Thank You!

7pm-10pm 26' Mayor Installation of Craig Corman

It was a beautiful sunny day, and I soaked up every ounce of it. ☀️

🎂

#youmakemydreamscometrue #wla #birthdaygirl #imhomeinspections #events

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Dynamic cupping — sports therapy edition

Recovery isn’t just rest, it’s strategy. Dynamic cupping helps increase blood flow, reduce muscle tension, and improve mobility so your body can perform at its best. Whether you’re training hard or recovering smarter, this is how you keep your body in the game.

Move better. Recover faster. Perform stronger.

#SportsTherapy #DynamicCupping #RecoveryMode

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Tired of closing all your own leads not enough time shoot me a call or text and we’ll help change that and make it smoother for you less work. You have to do more money in your pocket that simple.

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In rooms that elevate your business 🫱🏻‍🫲🏽

Thank you @singerrealtygroup @fundrmortgage @realtor_monicasinger
For hosting this amazing event!

I’m your missing piece for closing more deals 📈‼️#creditrepair #taxseason2025 #lenderpartners #mortgageready #realtorpartners

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Helping lenders and realtors get more “YES” approvals. 🏡✨

If you have clients who are close to qualifying but their credit is holding them back, send them my way.
I specialize in credit repair that helps get deals to the closing table.

Let’s work together to get your clients into their dream homes.
📩 Realtors & Lenders — DM me to partner or send referrals.

#CreditRepair #MortgageReady #RealtorPartners #LenderPartners #homeownership

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