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Jesse Garcia

@jessetheagent

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🏡 Helping SFV & SCV families buy, sell & invest
👧🏽GirlDad on a mission
🔥 Small steps. Big results.

POSTS STORIES REELS TAGGED

48 Friends and Family at the Ballpark. Celebrating @cool.temp @jessetheagent night!! Plus @tapiabrenda and @jasongarcia16 bundle of joy on the way! #dodgers #dodgerbaseball #gododgers⚾️💙 #goodvibes #goodtimes

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There’s nothing better than hearing it directly from our client. 🏠

We were able to help him secure his new home with $15,000 toward closing costs and guide him through a smooth escrow from start to finish.

Big shoutout to our amazing Realtor partner @anthonyguillen23 for the teamwork and making sure our client was taken care of every step of the way. 🤝

If buying a home is on your radar, the right strategy and the right team can make all the difference.

📲 Ready to see what’s possible for you? Let’s talk!

#ClientTestimonial #HappyHomeowner #HomeBuyer #ClosingDay

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@sf_oddfellows at the @chargers vs @rams game! #oddfellows #footballgame #brothers #goodtimes

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Stop letting your tax return decide if you qualify. 💯

The bank statement loan looks at what’s actually in your account — not what your write-offs say on paper.

✅ 12–24 months of deposits reviewed
✅ No tax returns required
✅ Built for self-employed business owners

Part 2 of 3 in our self-employed lending series. One more dropping soon. 👀

DM me “bank statement” and let’s see if it’s a fit. 🔑

#mortgagetips #realestate

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If you’re self-employed, you already know the struggle… Your write-offs are great for taxes, terrible for loan approval.

That’s the exact problem the P&L loan solves. Instead of tax returns, your CPA prepares a simple profit and loss statement, and that becomes your qualifying income.

Kicking off a 3-part series on loan programs built for self-employed buyers. This is Part 1. Two more coming soon.🙌

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Daddy Daughter Day at Hurricane Harbor. Always a great time when you’re surrounded by great fathers‼️‼️ #daddydaughterday #girldad #hurricaneharbor #waterrides #greatdads

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This year we honored six incredible students at our 2026 Miles-Dunwoody Scholarship Dinner 🎓

Six futures. Six families in our corner. One community showing up for the next generation, which is what it’s all about.

FLT

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No W-2. No pay stubs. No problem. 👀

If you’re self-employed or an investor, conventional loans weren’t built for you. A DSCR loan was.

Instead of qualifying on your personal income, we ask one simple question — does the rent cover the mortgage? That’s it.

✅ No tax returns required
✅ No income verification
✅ No cap on investment properties

DM me the word DSCR and let’s see what you qualify for. 🔑

#mortgagetips #realestate #losangeles #homeownership

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🚨 IT’S LIVE. Registration for the CalHFA Dream For All program is officially OPEN as of TODAY February 24th.

If you’ve been waiting for your shot at homeownership in Southern California, the time is NOW.

Here’s what you need to know:
💰 Up to $150,000 in down payment assistance
🚫 Zero monthly payments. Zero interest.
📅 Registration window: February 24th – March 16th
⚠️ CRITICAL: You CANNOT register without a CalHFA pre-approval letter.
#If you’re not pre-approved yet, we need to move FAST.

Don’t wait. Don’t hesitate. This window closes March 16th.

DM me ‘DREAM’ right now and let’s get your approval letter ready.🔑

#mortgagetips #firsttimehomebuyer #realestate #california

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It’s back! The CalHFA Dream For All program is opening registration on February 24th and if you missed it the first time, this is your second chance. 🏡

CalHFA is offering up to $150,000 toward your down payment.

Here’s the quick breakdown:
💰 Up to 20% of your purchase price (max $150K)
🚫 Silent second mortgage. No monthly payment. No interest.
📋 Shared appreciation loan, you repay the original amount + 20% of your home’s future appreciation when you sell or refinance

To qualify you’ll need:
✅ 680+ credit score
✅ First-time homebuyer
✅ At least one borrower must be first-generation (parents don’t currently own a home)

The registration window is February 24th to March 16th and you MUST have a CalHFA pre-approval letter before you can even register.

DM me the word ‘DREAM’ and let’s get your approval letter ready before the 24th. 🔑

#mortgagetips #firsttimehomebuyer #realestate #mortgage

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