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Kerry Day

@kerryday

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Helping first-time & repeat homebuyers in the Seattle Area make functional and market-proof investments for their families 🏡
NMLS 208034
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Rally in the Alley was a vibe 🏈🍻 Thanks to @windermereedmondswa for hosting and everyone who came out for the Edmonds Food Bank! #Edmonds #EdmondsFoodBank
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Business owner? 🏡 Your LLC debt doesn’t have to stop you from buying a home! Non-QM loans may offer more flexibility than you think. 📲 DM us “NON-QM” to explore your options! #mortgage #loanofficer #loan
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I love highlighting the people who make Cornerstone Home Lending such a special place, and today I’m excited to introduce you to Kerry Day! Kerry has been in the mortgage industry since 2004 and celebrated 18 years with Cornerstone earlier this month. He’s currently ranked #2 in our national retail division. What stands out to me is how much he cares about giving homebuyers and their real estate agents a calm, confident experience. Buying a home is a big moment, and Kerry is someone you want in your corner. Kerry is a Seattle Pacific University graduate who lives and works in Snohomish. He and his wife will celebrate 20 years of marriage in July, and they have four kids spanning elementary, middle, and high school. He’s a total sports dad, spending much of his free time at cross country, baseball, soccer, and basketball events! You can find Kerry in his home gym most mornings and relaxing in his sauna most evenings. He loves all things Seattle sports and is passionate about movies, too. If you need a movie recommendation, ask Kerry—he aims to watch as many Oscar-nominated films as he can each year. Congratulations on 18 years with Cornerstone, Kerry! We’re fortunate to have you on the team.
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Fannie Mae announced a huge change to the rental requirements for move up buyers! Becoming a land lord just got easier. Now through Fannie Mae you can purchase your new home with out a lease agreement on your departing residence. Comment move up if you want more info. Kerry Day NMLS #208034 Caleb Janowski NMLS #1768191 📨team@dayteamlending.com 📲206.660.0367 Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID#2258 |MEMBER FDIC | EQUAL HOUSING LENDER. Dayteamlending.com
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One of the BIGGEST reasons VA home loans get beat out is because of speed! Well not anymore the VA has updated their turn times on VA homes loans across the country and it’s a game changer! Our team SPECIALIZES in closing fast in order to win offers. Let’s make it happen for you. 👇 https://www.benefits.va.gov/HOMELOANS/appraiser_fee_schedule.asp Kerry Day NMLS #208034 Caleb Janowski NMLS #1768191 📨team@dayteamlending.com 📲206.660.0367 Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID#2258 |MEMBER FDIC | EQUAL HOUSING LENDER. Dayteamlending.com
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Work hard, negotiate harder… but somehow this is what happens when we’re all in the office on the same day! Wouldn’t trade this crew for anything. Real estate is serious business, but the people you do it with make all the difference.
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Siri, where are mortgage rates? Kerry Day NMLS #208034 Caleb Janowski NMLS #1768191 📨team@dayteamlending.com 📲206.660.0367 Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID#2258 |MEMBER FDIC | EQUAL HOUSING LENDER. Dayteamlending.com #mortgage#snohomishrealtors snohomishrealestate snohomishrealtor snohomishhomessnohomishcountyrealestate snohomishcountyrealtor snohomishcountyhomessnohomishhome washingtonrealtors washingtonrealtor washingtonhomes washingtonrealestate washingtonrealestateagent washingtonrealestateagents seattlerealtor seattlerealtors seattlerealestate seattlerealestateagents kitsaprealestate bremertonrealestate poulsborealestate kitsaprealtors
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The mortgage market sees its best week in a month as a better than expected jobs posting was quickly dismissed by the market and inflation comes in as expected. Kerry Day NMLS #208034 Caleb Janowski NMLS #1768191 📨team@dayteamlending.com 📲206.660.0367 Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID#2258 |MEMBER FDIC | EQUAL HOUSING LENDER.
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POV: The @seahawks win the Super Bowl LX when you are in Cabo. #TPT2026.
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Some questions this afternoon at our “Mexican SuperMarket” here at Los Cabos!😊
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What does it mean when rates are at 3 year lows? Is that right now? Is that tomorrow? What’s the difference really? Kerry Day NMLS #208034 Caleb Janowski NMLS #1768191 📨team@dayteamlending.com 📲206.660.0367 Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID#2258 |MEMBER FDIC | EQUAL HOUSING LENDER.
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The longest government shutdown on record has led to significant delays in the release of key economic reports. Below is an overview of the updated timing for several major data points: BLS Jobs Report The reports for October and November will both be published on December 16. However, the October release will exclude the Household Survey, meaning it will not include an unemployment rate. Consumer Price Index (CPI) The October CPI report has been cancelled entirely, and the November report is now scheduled for release on December 18. QCEW (Quarterly Census of Employment and Wages) Initially planned for December 3, the QCEW release has been pushed back to December 19. Personal Consumption Expenditures (PCE) and GDP There is still no guidance on whether the September and October PCE reports or the 3rd-quarter GDP report will be released, or when. A key theme across the BLS, CPI, and QCEW reports is that they will all come out after the Federal Reserve’s meeting on December 10. As a result, the Fed will have to make a decision—whether to cut rates or hold steady—with limited data in hand. Both we and the markets previously expected the Fed not to cut rates on December 10 given these delays. As of last week, the probability of a rate cut was 33%. That shifted dramatically on Friday, after NY Fed President Williams stated that the Fed may need to cut rates in the near term because labor-market weakness is a greater concern than elevated inflation. Following those comments, the odds of a rate cut climbed to 77%. It sets the stage for a highly uncertain and closely watched meeting, with unusually sharp division over the path forward. Want a free home buyers guide? Check out this link: https://www.houseloan.com/dayteam/home-buyer-guide.html Kerry Day NMLS #208034 Caleb Janowski NMLS #1768191 📨team@dayteamlending.com 📲206.660.0367 Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID#2258 |MEMBER FDIC | EQUAL HOUSING LENDER.
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