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Los Angeles Business Journal

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A MULTIMILLION-DOLLAR HOME. A HILLSIDE THAT ISN’T INSURED. In Southern California’s most desirable hillside communities, extraordinary architecture, sweeping views, and prestigious addresses often come with an overlooked financial exposure. THE GROUND BENEATH THE PROPERTY MAY NOT BE INSURED. Landslides, mudslides, and earth movement can cause catastrophic damage to luxury residences. Yet these perils are generally EXCLUDED from standard homeowners insurance policies, regardless of the home’s value or insurance limits. Recent wildfires and powerful storms have only heightened concerns about slope instability, erosion, and debris flows. While certain qualifying mudflows may be covered under separate flood insurance, landslides and other forms of earth movement typically require specialized insurance solutions, where available. For significant hillside properties, insurance due diligence should begin well before the acquisition closes and continue throughout ownership. A $10 MILLION INSURANCE POLICY MEANS LITTLE WHEN THE CAUSE OF LOSS IS EXCLUDED. Are you Protected, Safe, and Secure? ☎ (323) 657-6474 mark@themnkagency.com #mnkbevhills #mnkparis #themnkagency #beverlyhills #california
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CALIFORNIA’S COASTLINE IS DISAPPEARING. IS YOUR PROPERTY INSURED AGAINST THE LOSS? Homes are being destroyed. Foundations are being threatened. And much of the damage may NOT be covered by insurance. The destruction along Long Beach’s Alamitos Peninsula is a stark reminder that even California’s most valuable coastal properties face significant uninsured risks. A home can be insured for millions of dollars and still suffer a devastating loss that insurance will NOT cover. Coastal flooding, storm surge, wave damage, erosion, and certain forms of earth movement are generally NOT COVERED under standard homeowners policies. Even flood insurance has limitations. For owners and prospective purchasers of significant coastal properties, a comprehensive Coastal Insurance Review is essential to identifying coverage gaps, understanding exclusions, and exploring specialty insurance options. DON’T WAIT UNTIL THE OCEAN REACHES YOUR FOUNDATION TO DISCOVER YOUR INSURANCE WILL NOT RESPOND. Are you Protected, Safe, and Secure? ☎️ (323) 657-6474 mark@themnkagency.com #mnkbevhills #mnkparis #themnkagency #beverlyhills #california
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Speaker Announcement! Havell Rodrigues, CEO & Managing Director will be joining @labusinessjournal - LA State of Business Readiness breakfast as a speaker for the “What Makes Your Business More Valuable?” panel. The panel will discuss what buyers look for when evaluating a business, the biggest drivers of enterprise value, building scalable operations and strong leadership, and common mistakes that can reduce value. We’ll also explore what business owners can be doing years before an exit to maximize the value of what they’ve built. Whether you’re considering a sale today or simply want to be prepared for whatever comes next, having the right plan in place can make a meaningful difference. Friday, October 30 | 8:30–11:30 AM | Sheraton Universal Hotel Use Code: NMC If you’re in the LA area we hope to see you there! Also if you or you know someone who currently owns a business in LA County, be on the lookout for more information around Succession Ready LA 2027. Havell Rodrigues is headed to Los Angeles to talk what’s next after ownership.
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Insured by The Mark Newman-Kuzel Agency! Nestled in the hills of Laurel Canyon, this charming cottage and its enchanting gardens reflect the unique character of Los Angeles hillside living. Despite its elevated wildfire exposure, we successfully secured comprehensive insurance coverage without the need for the California FAIR Plan. Distinctive properties require thoughtful underwriting, specialized market access, and insurance solutions tailored to their individual exposures. Annual Policy Reviews remain essential as reconstruction costs, property values, and underwriting requirements continue to evolve. THE VALUE OF PROPER INSURANCE ADVISEMENT EXTENDS WELL BEYOND THE INITIAL PLACEMENT. ☎️ (323) 657-6474 mark@themnkagency.com #mnkbevhills #mnkparis #themnkagency #beverlyhills #california
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Twenty years ago, @manuelatestolini started with a simple question: What does a perfect world look like to you?⁠ ⁠ That question has opened the door for young people to discover who they are, find their voices, and turn what matters to them into action.⁠ ⁠ Today, we’re celebrating Manuela’s recognition as one of the @labusinessjournal 2026 Leaders of Influence in Nonprofit & Philanthropy!⁠ ⁠ From guiding generations of young leaders to celebrating In a Perfect World’s 20th anniversary, the completion of its 35th school and classroom internationally, and most recently, a $50,000 grant from Beyoncé’s @beygood Foundation, there’s so much to celebrate!⁠ ⁠ These milestones reflect two decades of listening to young people, making room for their ideas, and walking alongside them as they discover what they’re capable of.⁠ ⁠ Congratulations, Manuela! Your heart, vision, and dedication continue to shape a movement rooted in young people leading from the inside out. 💜⁠ ⁠ #InaPerfectWorld #LeadersOfInfluence #BeyGOOD #YouthLeadership #NonprofitLeadership
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BUYING INSURANCE WAS EASY. UNTIL THE CLAIM. Southern California’s recent coastal storms and wildfires have brought renewed attention to an important consideration: What happens when an insurance claim becomes a reality? Following a significant loss, homeowners may face complicated coverage interpretations, adjuster inspections, reconstruction disputes, and unexpected financial challenges. An experienced Claims team does more than process paperwork. Claims professionals help interpret policy provisions, address coverage questions, evaluate settlement issues, and navigate complications that may arise. A thorough understanding of policy provisions, combined with continuity and informed guidance, can be particularly valuable when navigating complex claims and potential coverage disputes. THE SCOPE OF YOUR COVERAGE MATTERS. SO DOES THE EXPERTISE GUIDING YOU THROUGH A CLAIM. ☎ (323) 657-6474 mark@themnkagency.com #mnkbevhills #mnkparis #themnkagency #beverlyhills #california
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LIUNA Local 1309 member Phan Prum’s story is featured in a new Los Angeles Business Journal op-ed, “Good Jobs Need Industrial Ground,” authored by our Southern California District Council of Laborers Business Manager Jon P. Preciado and Supply Chain Federation CEO Tim Jemal. From the bridges and roads that connect our communities to the infrastructure supporting our ports and industrial economy, Phan’s 22-year career as a Laborer represents the opportunities that good union jobs create for working families. His story brings an important perspective to the conversation about the future of Southern California’s industrial economy: protecting the infrastructure and industries that keep our region competitive also means protecting the careers, livelihoods, and opportunities they support. We’re proud to have our members and their experiences represented in this important conversation about Southern California’s future. Read the full op-ed: https://labusinessjournal.com/commentary/oped-good-jobs-need-industrial-ground/ Our members are more than part of Southern California’s supply chain. They’re the people who build it and keep it moving. #LIUNA #UnionJobs #SupplyChain #Infrastructure #SouthernCalifornia
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THE FLAMES ARE SUBSIDING. THE INSURANCE QUESTIONS ARE NOT. As firefighters make progress against Southern California’s latest wildfires, homeowners are beginning to assess what remains—and what comes next. For those whose homes have been damaged or destroyed, the insurance considerations extend far beyond the immediate loss. Three critical areas deserve attention: Dwelling Coverage: Is the insured replacement cost sufficient to rebuild at today’s construction prices? Extended Replacement Cost: Does your policy provide additional protection if rebuilding expenses exceed the dwelling limit? Additional Living Expenses: Does your policy provide coverage for temporary housing expenses, and if so, for how long? Even homeowners whose properties escaped damage should consider whether their existing coverage remains adequate. A home’s market value does not determine its reconstruction cost. And a multimillion-dollar insurance policy does not necessarily guarantee sufficient protection. THE FIRE MAY BE CONTAINED. THE FINANCIAL CONSEQUENCES CAN LAST FOR YEARS. KNOW WHAT YOUR POLICY COVERS—AND WHAT IT DOES NOT. ☎ (323) 657-6474 mark@themnkagency.com #mnkbevhills #mnkparis #themnkagency #beverlyhills #california
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ASSUMABLE LOAN @ 4.85% offers the best deal in Encino. We are Open today from 2PM - 5PM. #open #home #loan #dream #goals
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THE FIRES ARE BURNING. WILL YOUR INSURANCE BE ENOUGH TO REBUILD? Yesterday, Southern California was preparing for dangerous Santa Ana winds. Today, firefighters are battling wildfires in Malibu, with evacuations underway and communities once again facing the threat of catastrophic loss. As reported in today’s Los Angeles Times, the danger is no longer hypothetical. A multimillion-dollar homeowners policy does not necessarily mean your home is adequately insured. Rising reconstruction costs, debris removal, updated building codes, and temporary housing expenses can significantly complicate recovery. Coverage A, Extended Replacement Cost, Ordinance & Law, and Additional Living Expenses deserve careful review BEFORE disaster strikes. Our thoughts are with those threatened by the fires and the firefighters protecting our communities. THE TIME TO DISCOVER YOUR HOME IS UNDERINSURED IS NOT AFTER IT HAS BURNED TO THE GROUND. ☎️ (323) 657-6474 mark@themnkagency.com #mnkbevhills #mnkparis #themnkagency #beverlyhills #california
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THE STORM HAS PASSED. NOW COMES THE INSURANCE REALITY. Southern California’s recent coastal storms have reminded us just how vulnerable even the most extraordinary homes can be to Mother Nature. But for homeowners who have suffered damage, another storm may be just beginning: The Insurance Claims Process. And this is where understanding your insurance coverage becomes critically important. Not all storm damage is treated equally. Wind damage may be covered. Wind-driven rain may or may not be covered, depending on how water entered the home and the policy language. Flooding and storm surge are generally excluded under standard homeowners policies. Mudslides, erosion, and earth movement may also fall outside standard coverage. Even a multimillion-dollar insurance policy does not guarantee that every type of damage is insured. Our Insurance Advisement: Document damage, take reasonable steps to prevent additional loss when safe, preserve receipts, and promptly notify your insurance advisor or carrier. Most importantly, understand your policy’s exclusions, deductibles, and limitations BEFORE a loss occurs. THE VALUE OF INSURANCE ISN’T MEASURED BY THE PREMIUM YOU PAY. IT’S MEASURED BY THE PROTECTION YOUR POLICY ACTUALLY PROVIDES. ☎ (323) 657-6474 mark@themnkagency.com #mnkbevhills #mnkparis #themnkagency #beverlyhills #california
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OPEN HOUSE TODAY - 2PM-5PM | Get a Deal The Banks won't give you!!! 4.85% Interest/Only Assumable Loan. DM for details! #dm #deal #loan #dream #forsale
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