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Mark Dodaro

@mark.dodaro

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23 yrs selling & investing in Toronto Real Estate. 🥇 winning realtor. Founder@Leacroft Real Estate Management: Investment, Acquisition, Construction

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New to the Market This Week 🏡

Our agents have been busy bringing fresh listings to the Toronto and GTA real estate market! Check out some of the latest properties making their debut this week. ✨🔑

#RightatHomeRealty #TorontoRealEstate #GTARealEstate #TorontoHomes #JustListed #NewListings #HomesForSale #RealEstateToronto #TorontoCondos #RealEstateListings

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🏆 The Silver Summit Invitational Cup 🏆

What a fantastic day on the golf course! ☀️⛳

A huge thank you to everyone who came out and made the Silver Summit Invitational Cup such a great day. The weather was beautiful, the competition was incredible, and everyone brought their A-game. It was awesome seeing everyone out there enjoying the day and battling it out for the Cup!

🎉 Congratulations to our 2026 champion, Michael. He fired an incredible 85, setting the all-time tournament record and earning his name on The Silver Summit Invitational Cup!

Thank you again to everyone who participated and helped make the day so memorable. Looking forward to doing it all again next year!

🏆⛳ Until next time!
#thesilversummitinvitationalcup

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The Bank of Canada has lowered 📉 the overnight lending rate for the second consecutive time — now sitting at 2.25%.

With variable mortgage rates now dipping below 4% and fixed rates as low as 3.79%, buyers and homeowners are in a prime position to take advantage of today’s market.

Now is the moment to act. Here are three bold moves to future-proof your mortgage while rates are in your favour 🧮

1️⃣ Refinance to a lower fixed rate – Lock in today’s rate, lower your payments, and protect against future hikes. Just make sure your closing costs are justified.
2️⃣ Switch from variable to fixed – Say goodbye to payment surprises. Peace of mind matters when the market shifts.
3️⃣ Choose a shorter-term mortgage – Build equity faster and pay less interest overall, while keeping your payments manageable because rates are low now.

🔄 Bonus play: Use a cash-out refinance to clear high-interest debt or negotiate your renewal early for better terms.

Comment “SAVVY” to get a personalized rate review and strategy guide sent straight to you — so you can make smart, confident moves in today’s market.

🏠 Your mortgage. Your move.

#mortgages #mortgagespecialist #interestrates #mortgagerates #refinancing #buildwealth #mortgagetips #staysavvy #mortgagesavvy

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Shooting for par but ended up with a bogey on this longer Par 3 ⛳️ #bushwoodgolfclub

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🏡 Check out this amazing home!
Watch the full video and get all the details—contact @mark.dodaro for more info.
✨ Follow @canadianhomesexchange for more Canadian Real Estate tours and property inspiration!

#CanadianHomes #RealEstate #RealtorCollab #viral #trending

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Save or share 📌 this post so you’re ready when the September 17th announcement drops.

The Bank of Canada’s next announcement is coming up… and all eyes are on what happens next. 👀

Experts are predicting a 25 basis point rate cut 📉this month — with the possibility of another cut by year-end.

What does this mean for you?

💸 Lower payments could be on the horizon for buyers and those with upcoming renewals.
🏡 But it also means more competition, as buyers are already stepping off the sidelines and back into the market.

That’s why it’s so important to plan ahead:

✔️ Get pre-approved
✔️ Know your numbers
✔️ Put a strategy in place so you can act with confidence

Comment “SAVVY” to take control of your mortgage strategy and stay ahead of the market. 👏🏼

#mortgagerates #interestrates #canadianfinance #bankofcanada #mortgagelenders #mortgagebroker #gtarealestate #homebuying #staysavvy #mortgagesavvy

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BANK OF CANADA UPDATE 🏦

📌 Save this post for later or share it with someone who might need to see it.

As expected, the Bank of Canada is holding the overnight lending rate steady at 2.75% for the third straight announcement.

With ongoing trade uncertainty with the U.S. and a looming tariff deadline next week, the Bank remains cautious due to the unpredictable economic landscape.

In July’s economic report, the BoC outlines three possible scenarios based on trade developments. While global growth is expected to slow modestly by year-end, inflation remains contained for now. If trade disruptions escalate, there may be pressure to lower rates in the near future.

But here’s the thing: your mortgage is more than just a rate.

The right mortgage strategy considers your full financial picture—your goals, your current needs, and where you’re headed.

Here are a few things to think about:

💳 Carrying high-interest debt? Let’s talk strategy.
🔒 Locked in at a rate above 5%? Let’s review your options.
📆 Renewal coming up? Planning early is key.
📈 Debating between fixed vs. variable? Let’s break it down.
🧾 Halfway through the year? It’s a great time to audit your finances.
🏡 Thinking of buying? Timing is everything.

Let’s sit down and look at your full picture so you can feel confident about your next step.

Still have questions? Drop them below or DM us anytime. Let’s talk about your options. 🙂

#bankofcanada #canadianfinance #mortgagerates #financialplanning #mortgagelending #gtamortgages #staysavvy

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No matter your lifestyle or budget, we have the right place for you. Your search ends here! #TorontoProperty 💜💫

#torontonewhomes #gtarealestate #GTArealestatelistings #torontorealestate

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BANK OF CANADA UPDATE. 🏦

Save this video for later or share it with someone who might find it helpful! 📌

The Bank of Canada has lowered ⬇️ the overnight lending rate by 25 basis points to 2.75%.

While inflation is nearing the 2% target, ongoing trade tensions and U.S. tariffs are expected to slow economic growth and put upward pressure on inflation.

What does this mean for you?

If you have a variable-rate mortgage or home equity line of credit, expect your payments to drop by about $15 per $100,000 borrowed. 💸

Fixed vs. Variable: What’s the Right Choice?

✔️ Risk tolerance matters - Are you comfortable with the potential rate fluctuations?
✔️ Fixed rates may continue to drop, but variable rates could offer more long-term savings.
✔️ Look at the spread and your affordability to make the best decision.

Have an Upcoming Renewal? 🏡

It’s never too early to review your options and put a strategy in place. Taking a proactive approach ensures you’re prepared—so you can move forward with confidence and peace of mind.

Let’s discuss the best plan for you. Reach out to get started! 🙂

#bankofcanada #finance #interestrates #canadianfinance #mortgagetips #staysavvy #mortgagesavvy

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BANK OF CANADA UPDATE. 🏦

Share this post or save it for later. 📌

As expected, the Bank of Canada has lowered ⬇️ the overnight lending rate by 25 basis points to 3.00%, marking the sixth rate cut since June. Over the past seven months, the rate has dropped by a total of 200 basis points.

However, looming tariffs could pose a significant risk to the Canadian economy and inflation, as the Bank of Canada continues to navigate economic uncertainty.

What does this mean for you?

If you have a variable-rate mortgage or home equity line of credit, your payments will decrease by approximately $15 per $100,000 borrowed. 💸

Fixed vs. Variable: Which is Right for You?

✔️ If you’re deciding between fixed and variable rates, consider your risk tolerance.
✔️ While fixed rates may continue to drop, variable rates could offer more long-term savings.
✔️ Assess the spread and your affordability to make an informed decision.

Have a mortgage renewal coming up? Or planning your next move? 🏡

Let’s discuss your options and find the best strategy for you. Reach out to get started! 🙂

#bankofcanada #finance #interestrates #canadianfinance #mortgagetips #staysavvy #mortgagesavvy

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BANK OF CANADA UPDATE. 🏦

Share this post or save it for later. 📌

The Bank of Canada has reduced ⬇️ the overnight lending rate by 50 basis points to 3.25%—its second consecutive significant cut. 📉

Economists anticipate more rate reductions in 2025, bringing relief to homeowners 🏠 with variable-rate mortgages and home equity lines of credit. For every $100,000 borrowed, variable-rate mortgage payments will drop by about $30. 💸

If you locked into a fixed rate of 5% or higher 📈 in the past year, consider breaking your mortgage—it could save you thousands in interest and lower your payments. 💰

Have high-interest debt? 💳 This might be the perfect time to consolidate debt and reduce your monthly payments and overall interest costs.

As rates decline, let’s create a personalized strategy to help you start the new year with confidence and peace of mind. 🤗

#bankofcanada #canadianfinance #torontorealestate #torontohomes #torontomortgagebroker #mortgagebroker #mortgagelender #gtamortgages #mortgagesavvy #lessstressmoresavvy

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BANK OF CANADA UPDATE. 🏦

Share this post or save it for later. 📌

As expected, the Bank of Canada (BoC) has reduced 📉 the overnight lending rate by 50 basis points to 3.75%, marking the largest cut this year.

Let’s break down the savings from today’s rate drop. ⬇️

🏠 $500,000 Variable-Rate Mortgage:

💰 Monthly Savings: $130-$150
💸 Yearly Savings: $1,560-$1,800
💲 5-Year Total Savings: $7,800-$9,000
💡 Think: A family vacation ⛱️ or major home upgrade!

If you have a fixed 📈 rate over 5%, let’s chat!

Don’t wait for your upcoming renewal as the savings 💸 could outweigh your penalty.

Let’s do a simple penalty analysis 🤓 to see if switching makes sense! Why pay more when rates have dropped. 🙌🏼

If you have a $100,000 Home Equity Line of Credit (HELOC), let break down the extra cash flow:

💰 Monthly Savings: $42
💸 Annual Savings: $500
💡 Smart Move: Use your savings to pay down principal faster!

Here is your quick action 🎯 guide:

✔️ Have a variable rate? 📉 Your savings start immediately
✔️ Have a fixed rate? 📈 Let’s run your penalty vs. savings numbers
✔️ Looking to buy? 🏡 Get pre-approved at these lower rates
✔️ Have a HELOC? 💳 Let’s review your strategy!

Let’s discuss the strategy that works best for you— your financial goals are our top priority.

If you want to explore your options or get a second opinion, let’s connect! We’re simply a phone call 📞 or DM away! 🙂

#bankofcanada #canadianfinance #torontorealestate #torontohomes #torontomortgagebroker #mortgagebroker #mortgagelender #gtamortgages #mortgagesavvy #lessstressmoresavvy

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