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sebbyog

@sebbyog

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mis compas por vida #filmphotography
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this one came out hard @sebbyog
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Stillo Bday dinner 2026 , happy belated brother 🎠🐶 #pointandshootcamera #canon
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chargers lost but gang won at pool 🤷‍♂️ if i remember correctly lol #budlightapple #pointandshootcamera #photographs
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🖤
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Viva México, Cabrones!! 🇲🇽 #photography #sandiego #méxico #independència #fyp
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Rottweiler© Summer ’26 - Contextual Surrealism with the day ones @waseem10 @sebbyog @saucalini Availability limited at select locations in @rtwlr.co bio. #rottweiler #sandiego #streetwear
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😂🏡 POV: YOUR MORTGAGE FILE HAS EVERY RED FLAG… BUT YOUR REALTOR “KNOWS A GUY.” 500 credit score? 😬 $0 for down payment? 💸 $0 for closing costs? 🫣 Tax returns showing a loss? 📉 Me: “Don’t worry… I know a Super Lender.” 😂🦸‍♂️ Before compliance comes looking for us… THIS IS A PARODY. 😂 But here’s the real message: a complicated financial situation doesn’t always mean “NO.” Sometimes it means we need to find the right loan program, build a strategy, or create a game plan to get you mortgage-ready. 📲 Text “LOAN” to 619-601-7797 and let’s see what we can ACTUALLY do. 😂 Brian Landeros | NMLS #1690363 E Mortgage Capital, Inc. | NMLS #1416824 All loans subject to qualification, underwriting approval, and program guidelines. Not all applicants will qualify.
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Can’t wait for the home opener! See you February 21st! #sdfc💙🩶⚽️✨ @sandiegofc ….. also I’m pretty sure it’s clear @christophermcvey is my favorite! 💙🩶⚽️✨😍 . . #sdfc #footballclub #sports #boots
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🏡 ¿CUÁNTO SERÍA MI PAGO PARA UNA CASA DE $650,000? Con un 5% de enganche, este sería un ejemplo del pago mensual estimado: 💰 Principal e interés: $4,005 🏛️ Impuestos: $638 🏠 Seguro de vivienda: $116 🛡️ Seguro hipotecario (PMI): $334 📊 Pago mensual total estimado: $5,093 Cada comprador y préstamo es diferente. Si quieres saber cuánto pagarías según tu enganche, crédito e ingresos: 📲 Manda mensaje con “PAGO” al 619-601-7797 y te preparo un escenario personalizado.
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🏡 WHAT DOES A $650K HOME PAYMENT LOOK LIKE IN SAN DIEGO? Here’s an estimated Conventional loan scenario: 💰 Purchase price: $650,000 🔑 5% down: $32,500 🏦 Estimated loan amount: $617,500 🚫 No HOA The estimated monthly payment includes: ✅ Principal and interest ✅ Property taxes ✅ Homeowners insurance ✅ Private mortgage insurance 🔥 Estimated total: $5,093 per month The purchase price is only part of the equation. Understanding the complete monthly payment helps you shop confidently and build a realistic home-buying game plan. 📲 Want a personalized breakdown based on your budget? Text “SCENARIO” to 619-601-7797 and let’s run the numbers! Payment shown is an estimate for educational purposes only. Actual payment and qualification will vary based on interest rate, credit, taxes, insurance, PMI, loan terms, and other factors.
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💰 Are you paying more on your mortgage than you need to? Many homeowners are leaving hundreds of dollars on the table every month without realizing it. In this video, we break down 3 simple ways you could lower your monthly housing costs: 🏠 1. Shop your homeowner’s insurance – You may be able to save $100+ per month just by comparing policies. 📉 2. Remove your PMI – If you’ve built at least 20% equity, you may no longer need private mortgage insurance. 📊 3. Refinance your mortgage – If your interest rate is 7.5% or higher, or if you purchased your home with a temporary 2-1 or 1-0 buydown that’s about to expire, now may be the perfect time to review your options before your payment increases. Small changes can lead to big monthly savings—and those savings add up over time. 🎙️ Join us LIVE every Wednesday at 6:00 PM PST on Instagram & TikTok as we share mortgage tips, real estate strategies, and answer your questions live. 💬 What’s your current interest rate? Let us know in the comments or send us a DM—we’d be happy to help you explore your options.
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