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Shomari Colver

@shomaricolver

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Loan Officer NMLS #1775076 CA
Supreme Lending NMLS #2129
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🎨🍷 Paint, Sip & Learn! Thank you to everyone who participated in our Paint & Sip First-Time Homebuyer Workshop! 🏡✨ We loved creating art, building community, and breaking down the homebuying process step by step. Huge shoutout to our dream team: 👩🏽‍💼 Realtors @missthomasrealty @sold_by_syl @ro.purnell_exp_realty 💰 Lender @shomaricolver 🛡️ Home Warranty @mrs_norcalrealestate 🏠 Insurance @pfnins16 🔍 Inspection @forestpropertyinspections 📏 Appraisal @lajoellovett 📜 Trust Attorney @martinjohnsonesq You deserve a strong squad to support you on the road to homeownership—and we’ve got you! 💪🏽💙 Ready to start your homebuying journey? Send me a DM! 📩🏡 If you’d like to participate in our next workshop, let me know, and I’ll put you on the invitation list! #exprealty #teamfast #fastagents #firstimehomebuyers #paintandsip
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Thinking about a 50-year mortgage? The average homebuyer today is in their mid-30s to early-40s—right around the age when most people are trying to build wealth, not delay it. So what happens when lenders start offering mortgages that stretch nearly half a lifetime? A longer loan feels more affordable month-to-month… but the long-term cost is staggering. For a $400,000 loan: 30-year @ 6.25%: $486,632 in interest 50-year @ 7%: $1,044,052 in interest 😳 That’s more than double—all for the “benefit” of lowering your payment by just a few dollars. So it raises a real question: Is stretching your mortgage into your 70s or 80s really helping affordability… or just costing future you more than you realize? Homeownership is still one of the most reliable paths to long-term wealth. But the structure of your loan matters just as much as the price you pay. Would you consider a 50-year mortgage? Why or why not? Please share your thoughts in the comments. 🏡💬 Thank you to @shomaricolver at Supreme Lending for this info! #heartofthebayrealtor #exprealty #teamfast #mortgageoptions #supremelending
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🎨🍷 FREE Paint & Sip Workshop for 1st Time Homebuyers! 🏡💫 Ready to Sip, Paint, and plan your path to Homeownership? Join us for a fun and informative afternoon designed just for First-Time Homebuyers! ✨ What’s Included: 🎨 All art supplies provided 🍓 Light refreshments served 🤝 Connect with trusted industry professionals 💡 Learn the step-by-step homebuying process — from: ➡️ Home Search ➡️ Financing & Credit ➡️ Inspections & Insurance ➡️ Escrow, Appraisal, Taxes, & Trusts Register at: https://bit.ly/paintsiphomebuy 📅 Sunday, November 2, 2025 🕐 1:00 PM – 3:00 PM 📍 215 Washington St., Oakland, CA Don’t miss this creative and empowering workshop — where you’ll paint your masterpiece and your future! 🖌️✨ 💋 Hosted by Jamie Thomas, DRE# 01804589, Rogéair Purnell, DRE# 02206159, Sylvia Young, DRE# 01039092, eXp Realty of California, Inc., Shomari Colver, NMLS# 1775076, Supreme Lending. #PaintAndSip #HomebuyerWorkshop #FirstTimeHomebuyer #HomeownershipGoals #BayAreaEvents #SipAndLearn #FinancialFreedom #WealthBuilding #BayAreaRealEstate
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Dreaming of that perfect home but worried your pre-approval won't make the cut? Fear not! While online pre-approvals may seem quick and convenient, they might not carry the weight you need when it comes to making a serious offer. A fully-underwritten pre-approval from a professional loan officer, however, shows sellers that your finances have been thoroughly vetted — your income, assets, and credit are all verified. This can be the golden ticket that sets your offer apart from the rest. Ready to get started on securing a solid pre-approval? Comment "approve" for your detailed checklist, or message me to set up a consultation call. Let's make your dream home a reality. @shomaricolver Loan Officer NMLS #1775076 Cell: 510.593.9999 #SimplySupremeTeam #VideoCatalyst #RoarLoudMarketing #roarloudvideo #HomeBuyers #PreApproval #MortgageTips #HouseHunting #RealEstateDreams
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Parking Lot Pimpin’ – Bay Area Edition ✨ Thank you to everyone who came out and made it a vibe! From the clubs to the solo riders, bikes to classics – y’all showed OUT. 💯 If you see your whip in this video, TAP IN and tag yourself! 🙌🏽 #parkinglotpimpin #egoevents #bayareaculture
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Thinking about buying a home and worried about closing costs? 🤔 You're not alone! Closing costs can sneak up on many, but my mission is to ensure you're well-informed and ready to tackle them like a pro. Beyond the house price tag, closing costs include expenses like appraisal fees, title insurance, and property taxes. Plus, there are prepaid items like homeowners insurance. Your secret weapon? An upfront estimate to keep surprises at bay come closing day! Have questions or need personalized advice on preparing for these expenses? Let me guide you through the process with expert advice and a supportive approach. Drop a comment below or send me a message, and let's demystify the world of closing costs together! @shomaricolver Loan Officer NMLS #1775076 Cell: 510.593.9999 #SimplySupremeTeam #VideoCatalyst #RoarLoudMarketing #roarloudvideo #ClosingCostsExplained #HomeBuyingGuide #MortgageTips #HomeSweetHome #RealEstateReady
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Dreaming of homeownership, but worried about the down payment? 🏡 Explore the powerful advantages of stacking down payment assistance programs that fit your needs—state and local grants, forgivable loans, even employer programs could be within your reach! Matching these programs to your unique situation can pave your way to owning a home with less upfront cash. Remember, each program has its own requirements. That’s where I step in, simplifying the process and ensuring you're good to go! Want to learn more about how to make homeownership possible? Hit follow for more tips or let's chat about your options today. How can I assist you in unlocking the door to your dream home? #SimplySupremeTeam #VideoCatalyst #RoarLoudMarketing #roarloudvideo #HomeOwnership #BuyingYourHome #MortgageHelp #PropertyGoals #RealEstate
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Let's tackle that down payment like a pro! If rising home costs and lender requirements feel overwhelming, you're not alone. There's help within reach for home buyers who may not have a financial safety net. Down payment assistance programs can reduce the barrier to homeownership. Team up with a Mortgage Loan Officer like me for guidance every step of the way. With some determination and the right strategies, that dream of owning your home is within reach. So, for those who already own a house, how did you manage your down payment? Drop your strategies below or reach out if you're ready to explore your options! #SimplySupremeTeam #VideoCatalyst #RoarLoudMarketing #roarloudvideo #Homeownership #DownPaymentHelp #DreamHouseGoals #MortgageMadeEasy #AskTheLoanOfficer
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📰 My newsletter just dropped — and it’s packed with heart-smart home + life tips you don’t want to miss! 💛🏡 Here’s what’s inside: ✨ A mortgage program that could save you 💸 without mortgage insurance 📊 Market update: What’s shifting in the Bay Area 📑 Why a trust might be the smartest move for your real estate 🍑 The sweetest summer peach cobbler recipe you’ll ever try 🐾 Low-cost vaccine clinic info to keep your pets healthy! 💌 Share with a friend who needs to see this! #heartofthebayrealtor #exprealty #SmartSaverLoan #TrustsAndRealEstate #PetCare #PeachCobblerRecipe #MarketUpdate #HeartOfTheBay #haywardca #eastbayspca #supremelending
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🎉 Single parents, did you know there are homebuyer programs tailored just for you? Making homeownership more affordable is closer than you think! 🏡 With FHA loans, you can start your journey with as little as 3.5% down and USDA loans offer zero down payments for rural areas. Need a hand with closing costs? The National Homebuyers Fund provides grants that won’t need repayment. Explore options like Home Possible and HomeReady for low down payments and flexible income limits. Feeling lost on where to begin? Message me with "HOME" and we'll navigate this together. Have questions for me? Leave them in the comments and let's get the conversation started. Know another single parent who needs this info? Be a superstar hero and share the lot out of this post now. 👊 @shomaricolver Loan Officer NMLS #1775076 Cell: 510.593.9999 #SimplySupremeTeam #VideoCatalyst #RoarLoudMarketing #roarloudvideo #SingleParentHomes #HomeBuyingJourney #MortgageMadeEasy #FHAloan #USDAloan
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Are you ready to become a homeowner? 🏠 Let's set you on the right path with my handy checklist to help make your dream a reality! First, ensure you have your financial docs in order—proof of income, tax returns, and employment verifications. Manage your credit score and check it regularly to smoothen your loan process, and start strategizing your down payment early, exploring assistance programs that may suit you. Monitoring your debt-to-income ratio can significantly affect your loan eligibility. Crunch those numbers early and keep them balanced. Get pre-approved for a mortgage to boost your buying power and show sellers you mean business! If you're buzzing with questions or need personalized guidance, feel free to reach out. Let's embark on this home-buying journey together! @shomaricolver Loan Officer NMLS #1775076 Cell: 510.593.9999 #SimplySupremeTeam #VideoCatalyst #RoarLoudMarketing #roarloudvideo #HomeBuyingTips #MortgageReady #DreamHomeAchieved #Investment #LoanApprovalSuccess
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Dreaming of home ownership but feeling daunted by the down payment? You don’t have to! 🏡 As your dedicated Mortgage Loan Officer, I'm here to simplify the process and bring you one step closer to your new home, without breaking the bank. Consider FHA loans—your ticket to owning a home with as little as 3.5% down. Imagine securing a $400,000 home with just $14,000 upfront. Or explore USDA loans, perfect for those looking at rural and suburban living, offering opportunities for a zero-money-down purchase. Sellers might help with closing costs too! Curious about these options or eager to understand what you qualify for? Drop a comment or send me a message with the word "low down," and let's make your homeownership dreams come true together. Follow me for insider tips on navigating your journey to finding a home! @shomaricolver Loan Officer NMLS #1775076 Cell: 510.593.9999 #SimplySupremeTeam #VideoCatalyst #RoarLoudMarketing #roarloudvideo #MortgageMadeEasy #FirstTimeHomebuyer #HomeGoals #FHALoan #HomeSweetHome
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