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You’re probably here because I triggered you🙃
Realtor | Land & Luxury Specialist | Armchair Economist
Still hate “Marry the house, date the rate” bros

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Not Bonnie & Clyde…they’d fold♠️♦️

Thank you to the best photographer in Fort Worth! @ashlynrhaephoto by @thecodyinman

a year ago

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The current housing market & how to navigate it…

#txrealestate #txrealtor #fortworthtexas #fortworth #txrealtor #economy #interestrates taken in Fort Worth, Texas by @thecodyinman

a year ago

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If we all threw our problems in a pile, I promise you’d take your shit back and run.

This is the first time I’ve discussed this on Camera🫤 While it’s so difficult to do, I feel it’s important.

Your character isn’t defined by your adversity, your character is defined by how you respond to it.

A healed man that clawed his way back from the pits of hell is a dangerous man.

This job is nowhere close to finished…and I promise, I’ll see this one through.

#mystory #divorce #suicide #suicideawareness #mentalhealthmatters #onfireforlife by @thecodyinman

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$Outdoorsmen like me dream of places like this🦌 Roughly 400+\- acres of playground coming soon DM us for more info👀 taken in Texas, USA by @thecodyinman$

15 days ago

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Dropping listings, not albums. Yet. by @thecodyinman

20 days ago

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Choosing Violence Today😉
The builder’s 3.99% rate “incentive” could screw you out of $50,000.

And the real estate agent pushing it has a $15,000 reason to stay quiet.

Most real estate agents will not tell you this, because they would rather collect a paycheck than warn you about the risk. I am not most agents.

The big builders will not cut the price and will not write you a seller credit. They open their own mortgage company and eat the loss on your loan instead.

Why? A seller credit gets recorded on the closing documents. The appraiser sees it and values the house under contract price. A loss buried inside the builder’s own mortgage company never touches your appraisal. So the house still looks like it sold for the fat number.

I am not guessing. These builders are publicly traded, so every three months they report the money from all their companies, mortgage company included. The loss on the loan and the fat price on the house sit in the same numbers. Go read it.

The houses are not selling fast enough, so the incentive keeps growing. That is not generosity. Cutting the sticker price is their last resort, because the second they cut it the next house they build is worth less.

Three years from now you get a new job and have to move. The cheap rate quit working and they finally dropped the price on the same floor plan next door. Your house is worth whatever that one sold for. You are upside down $50,000 and you still owe commission to get out. You are writing a check to leave a house you already bought.

Should you never buy new construction? No. It makes sense for plenty of people. My problem is the agents pushing these incentives and never saying one word about the downside. They are not confused. They are quiet on purpose.

Ten years originating loans. Seen thousands of these files. I am not scared of the builder.

If you want an agent who will tell you the truth even if it takes food off my table, call me.

If you want an agent who will put you in one of these houses, collect their $15k and shut their mouth, call somebody else.

Cody Inman | The Inman Group | @ properties Christie’s Lone Star

#NewConstruction #DFWRealEstate #BuilderIncentives taken in Fort Worth, Texas by @thecodyinman

2 months ago

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Cody Inman

@thecodyinman