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CREDIT MENACE

@theonlyscoob

76.8K
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ONLY PAGE | I DON’T FIX CREDIT I FIX LIVES | FINANCIAL LITERACY | FUNDING GURU | | LETS FIX YOUR LIFE! 🐐 EBOOKS 🔗 LINK IN BIO.
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FUNDED. 💰 NEW HOUSE. 🏡 NEW WHEELS. 🚗 WHATEVER YOU WANT. NEW YEAR. NEW CREDIT SCORE. 📈 NEW LIFE. ✨ THIS COULD BE YOU. COMMENT MENACE 😈 TO LOCK IN NOW. $500 SPECIAL ENDS TOMORROW. ⏰ CREDIT MENACE SOCIETY. 💸 by @theonlyscoob
534
10 months ago
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We’re simply not in the same chapter—let alone on the same page—if you don’t understand the importance of getting your life together. This has never been about a three-digit credit score. This is about your entire life. Your ability to qualify instead of beg. Your ability to move when opportunity calls. Your ability to handle emergencies without panic. Your ability to build wealth instead of constantly recovering from financial setbacks. Good credit isn’t a luxury. It’s a requirement for adulthood. The people who understand that make different decisions. They invest in fixing the foundation before they chase the lifestyle. Back-to-School Specials Are Live: • $300 Basic Sweep – Up to 5 items per bureau • $450 Premium Sweep – Up to 10 items per bureau • $100 Sub-Bureau Deletions Stop making temporary financial decisions that create permanent financial problems. Lock your spot today. Your future is being built by the decisions you make right now. DM “SCHOOL” to get started. by @theonlyscoob
4k
3 months ago
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I FIXED MY CREDIT. SECURED A $20,000 LOAN. BOUGHT 4 CARS: 🚗 2 CASH 🚘 2 ON NOTES $0 DOWN. THE 2 NOTES COMBINED: UNDER $1,000 / MONTH INSURANCE FOR ALL 4 CARS: $500 TOTAL TOTAL MONTHLY OVERHEAD: ~$1,500 💎 LUXURY RENTALS: $1,700 WEEKLY 🚙 ECONOMY RENTALS: $1,050 WEEKLY I USED TO SELL INSURANCE FOR $1,700 A WEEK… NOW MY CARS DO THAT WHILE I SLEEP. THIS IS WHAT HAPPENS WHEN CREDIT STOPS BEING A LIABILITY AND BECOMES A WEAPON. 🎓 FREE LIVE MASTERCLASS — LIMITED SEATS 📘 DIY CREDIT REPAIR EBOOK — $47 (LIMITED TIME) 🔗 REGISTER / SHOP — LINK IN BIO 💬 COMMENT MENACE ONCE YOU’RE LOCKED IN EDUCATIONAL PURPOSES ONLY. RESULTS VARY. NOT FINANCIAL ADVICE by @theonlyscoob
204
9 months ago
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CHAPTER 30. THIS IS 30. 🥂👑 First and foremost, THANK YOU to everyone who took the time to wish me a happy birthday, send a gift, show up, celebrate, or simply pour love into me. To my friends, family, clients, and supporters, I am beyond grateful for every single one of you! Three decades of life, lessons, growth, blessings, and becoming. And if there’s one thing I know, it’s that I’m not just here to EXIST. I’m here to THRIVE. I’m not content with just making it another year. I want to be better, live better, love harder, learn more, build more, and continue becoming the best version of myself. Like fine wine, baby, I only get BETTER with TIME. And the older I get, the more I realize that the real luxury in life is growth, peace, wisdom, good health, financial freedom, and having people around you who genuinely love you. 30 isn’t where I slow down. It’s where everything I’ve learned starts to make even MORE sense. I’m walking into this decade with gratitude in my heart, purpose in my steps, and an entirely different level of ambition. God didn’t bring me this far just to be here. There’s still so much more life to LIVE, wealth to BUILD, and purpose to FULFILL. THIS IS 30. THE MAKING OF SCOOB. 🖤 And because I’m still celebrating, MY BIRTHDAY SPECIALS ARE STILL AVAILABLE! 🎂 $150 — ALL 3 BUREAUS CREDIT SWEEP 🎂 ALL EBOOKS & DIGITAL PRODUCTS — $30 🎂 $100 OFF TRADELINE BUNDLES — PICK 2, 3 OR 4 Limited birthday slots available until filled! DM “BDAY” TO GET YOUR INTAKE STARTED! Thank you again for all the birthday love. I pray this next chapter is just as beautiful as the journey that brought me here. And trust me, THE BEST OF SCOOB IS STILL YET TO COME. 🥂 by @theonlyscoob
100
a day ago
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Let It All Work Out 🤭🥵🎉 by @theonlyscoob
0
2 days ago
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HAPPY BIRTHDAY SCOOB! 🥂👑 10/14 A QUEEN WAS BORN! 🫶🏽 Three decades later, and honestly, I’m just happy, grateful, and BLESSED to still be in it! God has been too good to me, and this year I want to celebrate by giving back to the people who continue to support me! SCOOB’S 30TH BIRTHDAY SALE IS OFFICIALLY LIVE! 30 SLOTS — $150 CREDIT SWEEP ALL 3 CREDIT BUREAUS! YES, ALL THREE FOR JUST $150! MORE BIRTHDAY DEALS: * ALL EBOOKS & DIGITAL PRODUCTS — $30 * $100 OFF ALL TRADELINE BUNDLES — PICK 2, 3 OR 4! I’m turning 30, but the goal is still the same: FIX THE CREDIT. BUILD THE PROFILE. LEVERAGE THE OPPORTUNITIES. This birthday, we’re not just celebrating another year of life. We’re celebrating NEW BEGINNINGS, BETTER CREDIT & BIGGER OPPORTUNITIES! SALE STARTS 10/13 & ENDS WHEN ALL 30 SLOTS ARE FILLED! FIRST COME, FIRST SERVED. NO HOLDING SLOTS! DM “BDAY” NOW FOR INTAKE! Thank you for another year of love, support, and allowing me to be part of your financial journey. XOXO, MISS SCOOB — THE CREDIT MENACE. 🖤 by @theonlyscoob
14
4 days ago
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Nothing Bothers Me I Might Need To Skip A Few Dosages Of Ashawagwanda 🥴😂 by @theonlyscoob
12
6 days ago
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🤷🏽‍♀️🥲😘👌🏽 by @theonlyscoob
2
9 days ago
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I’ll Burn This Sh*t Down . Thats It That’s The Message. 🤷🏽‍♀️😘 by @theonlyscoob
7
11 days ago
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This is NOT a debate — I’m telling you the system I learned, mastered, and use. If you save $500K just to spend the entire $500K on a house, cool — you own it. But now your liquid cash is gone. If your credit, income, and profile qualify you to finance that same house, put a fraction down, keep the rest liquid, and use that money to invest, build, flip, or create another stream. Same with cars. Everybody says they depreciate when you drive off the lot… so does paying cash magically stop the depreciation? LOL. I used to be anti-credit because my credit didn’t work FOR me. Once I learned how to build my profile, leverage it, and understand financing, the game changed. The goal isn’t debt. The goal is OPTIONS. Having what you want AND still having liquid cash afterward hits different. 🔥 BIRTHDAY OFFER: If you’re serious about getting your credit in position to make bigger moves, this is your sign. DM me BIRTHDAY to unlock my special birthday offer and learn how to start building a credit profile that gives you ACCESS, OPTIONS, and LEVERAGE. Don’t just work harder for cash. Build a system that gives your cash backup. DM “BIRTHDAY” before the offer is gone. 🎂 I’m not teaching scores. I’m teaching leverage. The strongest line in this version is “Don’t just work harder for cash. Build a system that gives your cash backup.” It connects the offer directly back to the point of the post. by @theonlyscoob
21
11 days ago
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I’m not trying to live cheap just to say I don’t have debt. I’m driving the $70K car — I just want the LOWEST APR possible. I’m buying the million-dollar house — I’m not handing somebody $1M cash. My brother needed $30K for school — my credit gave me access to the money. THAT is the point. Good credit isn’t about bragging on a 700 score. It’s about having OPTIONS when life happens, when an opportunity comes, or when you need access to capital without draining your savings. For my 30th birthday, I’m helping you get positioned too. $1,014 BIRTHDAY SPECIAL • All 3 bureaus • 3 rounds • 1 sub-bureau correction • 1 authorized-user tradeline Or get 1 full round on all 3 bureaus for $300 through 10/18. DM BIRTHDAY to lock in. I’m not selling you a score. I’m helping you build ACCESS. by @theonlyscoob
60
12 days ago
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Y’all worship CASH because nobody ever taught you what LEVERAGE was. I’m 11 days away from 30, and the last 3 years of properly using credit changed my entire life. I went from spending CASH on everything to using credit strategically to build 3 six-figure businesses, grow my rental fleet from 4 cars to 6, expand into 3 box trucks + a semi, open my own group home, build real banking relationships, invest, and structure my future differently. Making money was never my problem. Knowing how to leverage it was. At 27, I developed a system. At 30, I can finally say I figured out what works for me. So for my birthday: $1,014 SPECIAL All 3 bureaus 3 dispute rounds 1 sub-bureau correction 1 tradeline ALL EBOOKS — $30 DIGITAL PLANNER — $30 OPEN PANEL FUNDING LAB — $30 ALL 3 BUREAUS • 1 ROUND — $300 Birthday pricing ends 10/18. To claim your birthday pricing before 10/18, DM me “BIRTHDAY” and tell me which offer you want. I’ll send you the payment link and next steps. Once you pay, your birthday pricing is locked in. Credit isn’t free money. Leverage still requires discipline. But once I stopped draining my own cash for every move, everything changed. CREDIT CONTROLS THE TRAFFIC. 🎰 by @theonlyscoob
14
14 days ago
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