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Vernita Julien

@vernitapplebum

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🇺🇸Retired, USNavy
🎓BS BA MA~Doctoral Student 📊Researcher
🏃🏾‍♀️Marathoner
🦋Bombshell Fitness Athlete
📍Jacksonville Florida☀️🏡New Orleans⚜️
1908💕💚
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Everyone talks about rates and down payments, but most buyers miss the little things that actually move the needle. 💡 A 10-minute financial tweak could make your offer stand out without changing your paycheck. Sometimes it’s as simple as adjusting when a payment posts, checking one line on your credit, or shuffling a small balance. It doesn’t sound exciting, but it works. Buyers are already seeing the difference this spring. Homes are moving fast, and these small moves can mean the difference between “just looking” and holding the keys to your next home. 🏡 Want to know one thing you could adjust today that might help your approval? DM BOOST and I’ll point you in the right direction. #HomeBuyingTips #SpringBuying #RealEstateStrategy #BuyingPower #LocalMarketInsights taken in Florida, USA by @vernitapplebum
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20 days ago
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I get it. You see the headlines, you hear the chatter, and it feels like pausing could save you a few points. But here’s the truth most people don’t realize: 🏡 Homes you love don’t stick around. You can watch a listing for days thinking you have time and then suddenly it’s gone. Missing your moment isn’t about the rate, it’s about timing. 💰 A tiny dip in rates can get swallowed up by rising home prices, bidding wars, or competing offers. Waiting to save a little can end up costing more in the bigger picture. ✨ The homes that feel like home to you often sell to someone who acted when they saw the opportunity. Being ready matters more than perfection. It’s not fear talking. It’s just the reality of a market that moves fast and feels unpredictable. The buyers who move confidently feel like they’re in control even when the market isn’t. ⬇️ DM me if you want to see what being ready actually looks like or tag someone who needs to stop hesitating and start moving. #HomeBuyingTips #LocalMarketInsights #SmartMoves #DreamHomeJourney #BuyersEdge taken in Florida, USA by @vernitapplebum
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20 days ago
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You might think a solid credit score is the golden ticket to homeownership, but it’s just one piece of the puzzle. Buyers with scores in the high 700s are still getting caught off guard by little things that can derail an offer before it even hits the seller’s desk. It’s not about luck. It’s about knowing the hidden moves lenders are watching. Things like: 📌 Monthly obligations stacking up in ways that make debt-to-income ratios tricky 📌 Employment history that looks solid but has gaps lenders notice 📌 Gifts, deposits, or savings that aren’t documented properly and raise red flags Even small details can turn what feels like a “sure thing” into a stressful scramble. The difference between winning your dream home and missing out can come down to preparation, timing, and strategy—more than just the numbers on your credit report. ~ Here’s the upside. When you understand how lenders actually see your financial picture, you can step into the market with confidence, make offers that stick, and avoid the panic that comes when a seemingly perfect offer gets rejected. Knowledge is the edge that most buyers don’t have. Want a clear roadmap to make your financial profile irresistible to sellers and lenders? DM CREDIT and I’ll walk you through it. #SmartHomeBuying #BuyerTips #LocalMarketInsights #FinancialPrep #RealEstateKnowHow taken in Florida, USA by @vernitapplebum
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21 days ago
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🏡✨ Luxury. Craftsmanship. Florida Living. Discover Toll Brothers in the beautiful Madeira community of St. Augustine—where distinctive architecture, thoughtful design, quality craftsmanship, and beautiful finishes come together to create a home that feels anything but ordinary. ~ Whether you’re a first-time buyer, relocating to Florida, a veteran making your next move, or ready to downsize or upgrade, new construction may offer more opportunities than you think. 🍂 And as we head into the final quarter of the year, this is a great time to explore what builders may be offering—from select quick move-in opportunities to financing or closing-cost incentives.* Don’t wait until next year to start planning the move you can make THIS year. 🔑 📍 Madeira | St. Augustine, FL
🏠 Featuring Toll Brothers
📩 DM me to schedule a private tour and explore your options. Vernita Julien, REALTOR®
@RealHouses_of_Florida
Real Homes. Real Moves. Real Service.
Leadership • Service • Relationships #TollBrothers #MadeiraStAugustine #StAugustineRealEstate #NewConstructionHomes #FloridaRealEstate -FirstTimeHomeBuyer -MilitaryRelocation -VeteranHomeBuyer -RelocatingToFlorida /Downsizing -NewHomeBuyer -RealHousesOfFlorida *Builder incentives, financing programs, availability, and terms vary and are subject to change. Contact me for current opportunities. taken in St. Augustine, Fl. by @vernitapplebum
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a month ago
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🏡 NEW CONSTRUCTION on Jacksonville’s Northside! 📍 14051 Hollings St. | Jacksonville, FL 32218
💰 $349,900
🛏️ 4 Bedrooms | 🛁 2 Bathrooms
📐 1,759 Sq. Ft. | 🚗 2-Car Garage
🌳 Nearly ½-Acre Lot ~ Looking for something beyond the typical large-builder community? 👀 This brand-new home, listed by independent local real estate company RPB Realty, Inc., offers an open-concept layout, granite countertops, covered lanai and plenty of room to make it HOME. Conveniently located near River City Marketplace, shopping, dining and major Jacksonville corridors. ✨ First-Time Homebuyer
✨ Relocating to Jacksonville
✨ Growing Household
✨ Downsizing or Making Your Next Move There are more new-construction options out there than you may realize — and I’d love to help you find them! 🔑 📲 DM me to schedule a private tour or discuss your homebuying options. Vernita M. Julien, REALTOR®
@RealHouses_of_Florida
Real Homes • Real Moves • Real Service #JacksonvilleRealEstate #JacksonvilleHomes #NewConstruction #FirstTimeHomeBuyer #NorthsideJacksonville -FloridaRealEstate -RelocatingToFlorida -HomeBuyers -RealHouses_of_Florida taken in Jacksonville, Florida by @vernitapplebum
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a month ago
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✨🎟️ WHO WANTS THE GOLDEN TICKET?! 🎟️✨ One lucky homebuyer could receive $500 TOWARD CLOSING COSTS! 🏡💰 My preferred lender has issued me a Golden Ticket to present to ONE of my homebuyer clients — and I’m looking for the buyer who’s ready to put it to use! 👀✨ Are you a… 🔑 First-Time Homebuyer? 🏡 Ready to stop renting and start owning? 📦 Relocating to Northeast Florida? 💼 Looking for your next home? 💰 Wondering what you can actually afford or how much you’ll need to get started? ~ This could be the perfect reason to start the conversation. You do not have to have everything figured out before contacting me. That’s what having the right Realtor and lending team is for. We can talk about financing, pre-approval, available programs, builder incentives, and the steps needed to get you from “I want to buy” to “I have the keys!” 🔑🏡 🎟️ I have ONE Golden Ticket. Who’s going to claim it? 📲 DM me “GOLDEN TICKET” and let’s talk about your homeownership goals! Vernita Julien, REALTOR® Watson Realty Corp. @RealHouses_of_Florida Real Homes • Real Moves • Real Service Leadership • Service • Relationships *Golden Ticket provides $500 toward eligible closing costs through participating/preferred lender. Financing, program eligibility, lender requirements and other terms may apply. taken in Florida, USA by @vernitapplebum
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a month ago
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🏡 NEW CONSTRUCTION + BEACH LIFESTYLE! 🌴🌊 Looking for a new home on Jacksonville’s Southside with easy access to the beach? Take a look at this opportunity! 📍 13725 Coral Dr. | Jacksonville, FL 32224
✨ 4 Bedrooms | 2.5 Bathrooms | 1,883 Sq. Ft.
✨ Newly constructed in 2026
✨ Granite countertops + stainless-steel appliances
✨ REVWOOD flooring throughout the main living areas
✨ Covered lanai for outdoor living
✨ Builder warranty + termite bond
✨ Approximately 10 minutes from Jacksonville Beach!
💰 Offered at $429,900 ~Whether you’re a first-time buyer, relocating to Jacksonville, looking for more space, or an investor searching for your next opportunity, this property deserves a look. 👀 You don’t have to navigate new construction—or any home purchase—alone. I can represent you, help you evaluate the numbers, schedule your private showing, and guide you from contract to closing. 📲 Interested? DM me “CORAL” and let’s schedule a tour! Vernita Julien, REALTOR®
Watson Realty Corp.
@RealHouses_of_Florida
Leadership • Service • Relationships *Property listed by RPB Realty, Inc. Information deemed reliable but subject to change. Buyer to independently verify property details. #JacksonvilleRealEstate #JacksonvilleHomes #JaxBeach #FloridaRealtor #NewConstruction -FloridaRealEstate -HomeForSale -FirstTimeHomeBuyer -FloridaRelocation -RealEstateInvestor -RealHouses_of_Florida -WatsonRealtyCorp taken in South Side, Jacksonville by @vernitapplebum
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a month ago
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Get @reshare_app • @hollysellstulsa Same cabinets. Completely different feeling🤍 Cabinet color can make a kitchen feel warm, dramatic, timeless, or entirely unexpected I love so many of them 😍 Which one would you choose? - - - Ready to make your kitchen dreams come true? DM Me👇🏽 Let’s Chat! Vernita Julien | REALTOR® (904) 945-3139 Leadership • Service • Relationships
@RealHouses_of_Florida taken in Florida, USA by @vernitapplebum
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a month ago
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✨ NEW CONSTRUCTION IN ST. AUGUSTINE! 🏡🌴 Touring Madeira, a beautiful new-home community in St. Augustine, featuring homes by MasterCraft Builder Group—a respected local Northeast Florida builder known for quality craftsmanship, thoughtful designs, energy-efficient features, and homes created with the Florida lifestyle in mind. And while I’m showcasing the HOME… I’m also putting the word out: I’m looking for YOU! 👀 🔑 Ready to BUY?
🏡 First-time homebuyer?
📦 Relocating to Northeast Florida?
🌴 Ready to downsize or make a lifestyle move?
💰 Looking to invest?
🏷️ Thinking about SELLING your current home? Let’s talk about your next move. And remember—when visiting new construction, having your own Realtor representing YOU matters. I’d love to be that Realtor! Vernita M. Julien, REALTOR®
Watson Realty Corp.
📍 Jacksonville • St. Augustine • Northeast Florida
📲 @RealHouses_of_Florida Leadership • Service • Relationships #MadeiraStAugustine #MasterCraftBuilderGroup #StAugustineRealEstate #NewConstructionFlorida #NewConstructionHomes FloridaRealtor -FirstTimeHomeBuyer -RelocatingToFlorida -FloridaHomes -RealEstateInvestor -Downsizing -HomeSeller -RealHousesOfFlorida taken in St. Augustine, Fl. by @vernitapplebum
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a month ago
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🚧 Jacksonville Is Growing 🚧 Get @reshare_app • @ericvdunn_ Main Street Bridge Partial Closure🚧🔩 Partial closure of the Main Street Bridge will start on Monday, Aug 24th. Here’s what you need to know if you drive, work or exercise downtown. The Southbound lanes will be reduced to one lane, the pedestrian sidewalk will be closed to ~January 2027. The Northbound side will continue to operate as normal. This is the first step toward connecting the Main Street bridge to the new Riverfront Plaza. ~ Ready to make your move? DM 👇🏽 #floridarealestate #floridarealtor #relocationspecialist #watsonrealtycorp #realhousesofflorida taken in Downtown Jacksonville by @vernitapplebum
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a month ago
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I’M WAITING ON YOU! 🏡🩷🔑 Ready to BUY your next home?
Ready to SELL and make your next move?
Ready to INVEST and build your portfolio?
Thinking about RELOCATING to Northeast Florida? Whatever your real estate goal is… I’m waiting on YOU! 😉 You don’t have to have everything figured out before we talk. Sometimes the first step is simply having the conversation, understanding your options, and creating a plan. 📲 Let’s chat! DM me and tell me what move you’ve been thinking about. Leadership • Service • Relationships
@RealHouses_of_Florida -makeup @touchedbytystudios 🫶🏽 #floridaRealEstate #NortheastFloridaRealEstate #FloridaRealtor #BuyAHome #SellYourHome RealEstateInvesting RelocateToFlorida LetsMakeAMove watsonrealtycorp realhousesofflorida taken in Florida, USA by @vernitapplebum
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a month ago
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Get @reshare_app • @jaxwithjosh Downtown Jacksonville keeps adding momentum. Pearl Square’s new Vandeveer building is bringing apartments, restaurants, shopping, and more to the city’s growing urban core. ㅤ Source: Chain Store Age ㅤ Hot tips around Jax? Thinking about buying, building, or selling? 👉 DM me 📲 (904) 945-3139 ㅤ Save this for later and share with a friend. ㅤ #Jacksonville #DowntownJax #PearlSquare #JacksonvilleDevelopment #RealHouses_of_Florida WatsoRealtyCorp taken in Downtown Jacksonville by @vernitapplebum
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a month ago
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