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Money Myths and Tips

@wealthmythos

💰 Debt payoff & side hustle myths, debunked
📌 Save these before your bank does
⬇️ Free myth guide + tools

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credit utilization tip almost nobody uses: your due date isn't the date that matters for your score. There's a second date on your statement that decides what gets reported.

Save this for before your next big application.

Comment LIST for the free debt list template. by @wealthmythos

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14 days ago

debt consolidation loan — actually worth it? The loan usually does what it promises. The real risk is what happens to the cards you just paid off.

Send this to someone considering consolidating.

Comment SCRIPT for what to say when you call and ask for a lower rate instead. by @wealthmythos

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16 days ago

pay off credit card debt faster: the minimum payment is quietly working against you. It's built to shrink as your balance shrinks — which stretches the payoff out for years and costs thousands in interest.

Send this to someone still on minimum-only.

Comment MYTHS and I'll send you the free 7-myth guide with the math behind each one. by @wealthmythos

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18 days ago