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Michael Kovary

@emkovary

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Husband, Father, heart disease survivor, mortgage broker for over 3 decades. Nmls 52993. Company Nmls 20843.

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Time to get busy by @emkovary

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3 years ago

FHA VS. CONVENTIONAL APPRAISALS: WHAT REALTORS NEED TO KNOW 🏡

Don’t let appraisal misconceptions cost you a closing! Understanding the differences between FHA and conventional appraisals can help real estate professionals guide buyers with greater confidence.

We sat down with Michael Kovary to discuss FHA appraisal requirements, common misconceptions among realtors, and why involving appraisal management companies can provide clarity. He also highlights the importance of ordering a title search early to avoid unexpected closing delays caused by unresolved mortgage liens.

In this clip, Michael Kovary shares a practical perspective on overcoming outdated assumptions and strengthening the mortgage loan process. Asking the right questions, consulting the right experts, and identifying title issues early can help realtors and lenders work together toward smoother closings. 💡

🔹 Understand FHA appraisal requirements instead of relying on outdated assumptions.

🔹 Consult appraisal management companies for accurate, practical guidance.

🔹 Order title searches early to identify potential issues before closing.

Ready to sharpen your mortgage strategy or explore custom financing options? Learn more at https://amsmtg.com/

Follow @ams_mortgage and @emkovary for more expert mortgage insights and market updates! 👇

Website: https://amsmtg.com/
YouTube: https://www.youtube.com/@AmsMortgage
Instagram: https://www.instagram.com/ams_mortgage/
Facebook: https://www.facebook.com/AMSMortgage
LinkedIn: https://www.linkedin.com/company/ams-mortgage-services/home/

#Mortgage #RealEstate #Appraisal #FHA #Lending #Financing #Broker #Loans by @emkovary

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2 days ago

Missed AMSA 26—the event everyone’s been talking about all week? 🔥 Contact me to hear what you missed!

We’re doing it again next year, so make sure you’re part of it! 🙌

Want to partner with a great lender who’s there for you 24/7—someone you can trust and rely on? Let me know!

And always remember: Who you work with matters.

Let’s talk! 📲 9085781663 taken in New Jersey by @emkovary

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3 days ago

AMSA 26 is a wrap, and this lineup is why it worked.

Thank you to every speaker who took the stage and gave our Realtors something real to take home:

Michael Kovary, Max Kovary, Ryan Goldsmith, Gus Crivelli, Andrew L'Abbate, Vic Melillo, Mike Conte, Robert Pisani, Jon Galdieri, Pete Romano, Kyle Draper, Mat Grella, Eliane Longhi, Jason Pierce, Oscar Nunez, Klaudia Piotrowicz, Meilyn Torres, Jessica Nelson, Scott Rutkay, Mohamed Amin, Daumielle Adelman, Andrew Adelman, Michael Leusner, James Finch, and Geoff Tirabassi.

And thank you to the 209 Realtors and partners who checked in and made the room what it was.

Already working on next year.

#AMSA26 #Mortgage #RealEstate #NJRealtor #MortgageBroker #RealtorEvent by @emkovary

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3 days ago

Grandpa’s first walk while baby sitting this week. Great success by @emkovary

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2 months ago

NYC had a really nice time, until next time by @emkovary

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3 months ago

NYC for Italian with some favorite people by @emkovary

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3 months ago

Great to see him at tonight’s Angel game. To think he took pictures with Mitchell 20 years ago at Shea. Always signed an autograph and always took a picture and still does to this day. Just a great guy and a what a baseball player should be

New York Mets by @emkovary

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5 months ago

Best present ever!!! by @emkovary

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6 months ago

Somebody caught Grandpa sleeping this past weekend. by @emkovary

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6 months ago

This is what it is all about. Period, end of story by @emkovary

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6 months ago

Oops it happened again . taken in PGA West by @emkovary

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10 months ago