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Rachel | Points + Miles | Family Travel

@everywhereonpoints

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🌴 Family of 4 traveling on one income + points
✈️ Credit card tips & tricks + real trip breakdowns
💵 $100k+ in vacations for (nearly) free
👇 Free guide

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Hi 👋 I’m so happy you found my little corner of this silly app.

Credit card points have literally changed my life. I’ve taken my family on vacations we never would’ve been able to take if we had to pay for them with cash, and every destination is a “yes” instead of a “maybe one day”.

I’ve been helping friends and family get the most out of their points for years, and I want to help as many people as possible (and I think they’re getting sick of me telling them how many points they could’ve earned if they had used the right credit card instead).

I am so grateful to be a part of your journey and I cannot wait to see what destinations points will take you to next! Thank you for trusting me 🤍 by @everywhereonpoints

It’s the end of an era. Byeeee Southwest. 👋

Am I sad? Obviously. My family loved Southwest, but they’ve slowly taken away everything that made them who they were.

So please check on all of your friends that are deep in points and miles because we are mourning a loss today.

But we’re used to all good things coming to an end in this hobby, so we’re pretty good at pivoting.

Give us a few days and then we’ll move on to bigger and better things 💪 by @everywhereonpoints

$92k worth of vacations for less than $5k. This is why I am so obsessed with credit card points. They’ve taken us to places we could never afford otherwise.

You don’t have to be rich to do this. I know we’re not! You just have to know which cards to get and how to use them.

Comment ✨TRIPS✨ and I’ll send you my beginners guide so you can start taking the vacations you never thought you could afford. by @everywhereonpoints

They’re only little for so long, and I want them to see as much of the world as they can while they still want to hang out with me 🌎

These are the 4 credit cards I’d open first if I were starting from zero with credit card points.

They’re the one that got our family of 4 to Hawaii, Portugal, and Costa Rica on one income.

Comment “START” and I’ll send you my free points guide so you don’t wait until it’s too late to start traveling with your family. ✈️ by @everywhereonpoints

Comment “HAWAII” and I’ll send you my guide for how I take my family to Maui and Kauai for less than $50 using points 🌺 (flights, hotel and rental car included!).

If Hawaii is on your family’s bucket list, then this is the “how to” you’re going to want.

I always hear that Hawaii is too expensive, but I take my family every year and it is cheaper than taking them to see a movie! One time we even flew first class and the price didn’t change 🤯

Comment “HAWAII” for the full breakdown. by @everywhereonpoints

We can block their number all we want, but Southwest is really out here doing the most to try to get us back one more time.

They just dropped some of their best offers ever on their personal cards, and these points will count towards the Companion Pass as long as you open the card before December 2nd.

This one card alone will not give you enough points to earn the Companion Pass, so I still recommend opening the business card first. The public elevated offer on the business card is gone but my referral link still shows the higher points! (But it ends November 2nd!)

If you don’t want to open 2 cards, then you have a few options.

You’ll open the personal card for 90k points, Southwest will give you an extra 10k points for holding the card, earn 3k points for the spend and have 103k points total. In order to earn the extra 32k points you can:

1. Refer 2 friends and earn 40k points
2. Refer 1 friend and earn 20k points, and then use Southwest’s shopping portal to earn the other 12k points.
3. Put a few extra large payments on the personal card (think Christmas gifts and property taxes) and book a prepaid hotel or two through Southwest for the bonus points, or do all of your holiday shopping through their portal.

The one card strategy is harder, but it’s definitely doable!

Or maybe you’re fine just earning 90k points and spending those on flights without having a Companion Pass. This honestly might be my strategy. There is no wrong answer!

Comment “SOUTHWEST” and I’ll send you the link to these exact cards and my 2 card Companion Pass strategy for one last pass. by @everywhereonpoints

Here’s exactly how your family (of 4 or less) can book these unforgettable destinations for less than $50 👇🏼

✈️ Flights:
American, Atmos, Delta, JetBlue, Southwest and United all book award flights around the US and to Hawaii for $5.60 in taxes per one-way ticket when you use miles.

💳 Where the miles come from
All of these airlines have their own credit cards for earning miles, but you can also transfer from:
- Chase + Bilt transfer to Southwest & United
- Bilt transfers to Atmos
- Citi transfers to American
- Amex transfers to Delta
- Chase, BILT, Capital One, Citi, Amex, Rove and Wells Fargo Rewards all transfer to JetBlue and Virgin Atlantic.

💡No Delta miles? You can book many Delta flights through Virgin Atlantic.

🏨Hotels: points + $0
Hyatt doesn’t charge resort or destination fees on award stays, so you pay only the points. Chase and Bilt both transfer to Hyatt. Hyatt stays in these destinations start at just 12k points per night!

Comment “Hyatt” and I’ll send you my top hotels for booking on points in each of these destinations. by @everywhereonpoints

Comment “START” to get my free guide to points & miles, so you can start taking family vacations without the financial stress 👇🏼

I used to think the secret to a great family vacation was a bougie hotel, first class flights and a $5k souvenir budget. Turns out all it took were some lobby penguins and a few talking parrots.🐧🦜

(Yes, really. The @hyattmaui has penguins and parrots right in the lobby, and my kids still talk about them almost daily.)

The funny part is that the things kids remember are rarely the things we stressed about. Points cover our flights and hotels which leaves room in the budget for zip lining, ice cream and pastel de natas.

Truly, none of these trips would’ve been possible on our single income without points and I am so grateful 🤍 by @everywhereonpoints

Comment BUSINESS and I’ll send you my top business card recommendation, plus a free guide on exactly how I fill out the application as a sole proprietor.

Business credit cards aren’t just for big companies. 🌺

This one earns us enough points to book 5 nights in Hawaii for $0, and it’s easier to qualify for than you think.

Most beginners I talk to don’t even think to apply for these cards. But here’s the thing…you don’t need to be a Fortune 500 company to qualify as a business.

If someone pays you for goods or services, that can be considered a sole-proprietor run business (think dog walking, tutoring, selling old clothes & furniture on Facebook marketplace, babysitting…) by @everywhereonpoints

Comment START and I’ll send you my free beginner’s guide 👇🏼

Rich in points, not in money 😂

We’re a normal family of 4 on a single income, but points completely changed the way we travel.

Follow along if you want to travel more with your kids without spending more 💛 by @everywhereonpoints

12 days in Portugal with our family of 4. Business class both ways, 8 nights in Hyatt suites, a rental car and 3 nights at an Airbnb in Porto…for $3,059.85 🇵🇹

Retail Value: almost $41k 🤯

(Food and activities were extra and most of our money went to pastel de natas and piri piri chicken)

Comment “PORTUGAL” and I’ll send you the exact cards we used to make this dream vacation a reality 👇🏼

Follow along and I’ll show you the real numbers on how to do family travel on points. by @everywhereonpoints

Easy peasy Mac n cheesy. 🫡

Turns out the secret to sibling peace is lie-flat seats and endless sugar on the beach 😂

Comment “Portugal” and I’ll send you exactly how we booked our $40k European vacation for less than 1/10 of the price.

Follow for more family trips we could never afford without points. by @everywhereonpoints