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Gabriel Roman

@gabetheroman

1.7K

followers

1538

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Your first home or next investment – made easy. 🏠💰
Mortgage Loan Officer # 2371048

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Thank you @nahrep for the recognition as a top Latino Loan Originator 🙌

Furthermore, thank you to all of my amazing business partners and wonderful clients for their continued trust and support! 🙏 by @gabetheroman

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5 months ago

How do you turn an Instagram DM into $25,000 in seller credits?

@jason_injapan.bjj reached out to me right here on Instagram looking for help buying a home.

We connected, talked through exactly what they wanted, built a game plan, got pre-approved with @gabetheroman and agreed that if the right house came up, we were going to be aggressive because we had all of our 🐥 in a row.

And that’s exactly what we did.

They found a home in the neighborhood they wanted, in the school district they wanted for their kids, and we were able to negotiate $25,000 in seller credits.

That $25K helped us temporarily buy down their interest rate by 2% AND cover the majority of their closing costs. 🙌🏽

And they were doing all of this while welcoming a new baby into the family 😅

Buying a home doesn’t always come down to finding the “perfect market” or waiting for rates to magically drop.

Sometimes it’s about having a game plan, understanding how to structure the deal, and being aggressive when the right opportunity shows up.

From an Instagram message to the keys to their new home. 🔑🏡

Congrats to the Alonso family on this next chapter. Thank you for trusting me to help you guys make it happen.

If you’re thinking about buying but aren’t sure what the numbers would look like, reach out. We can build the game plan before you ever step inside a house.

#HomebuyerSellerCredits #BeyondTheKeysRealty #RealEstateByDJ #HomeBuyingTips #FirstTimeHomeBuyer taken in Beyond The Keys Realty by @gabetheroman

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10 days ago

California disabled veterans, this is a BIG one 🇺🇸🏠

Governor Newsom signed SB 296, expanding California’s property-tax exemption for qualifying 100% disabled veterans beginning January 1, 2027.

Using a $1,000,000 assessed value and the base 1% property-tax rate:

Household income ABOVE $83,474:
➡️ 50% exemption
➡️ About $5,000/year saved
➡️ About $417/month

Household income $83,474 OR LESS:
➡️ 100% exemption on the first $1M
➡️ About $10,000/year saved
➡️ About $833/month

The $83,474 income threshold is adjusted annually, as is the $1 million value cap.

And this benefit can also apply to an eligible unmarried surviving spouse when the requirements are met.

Important: these examples use the base 1% property tax. Mello-Roos, bonds and other special assessments may still apply.

For California veterans, especially in a market like San Diego, that could make a serious difference in the monthly housing payment.

Send this to a veteran or surviving spouse who needs to know. 🇺🇸

#VALoan #DisabledVeteran #SanDiegoRealEstate #BeyondTheKeysRealty #RealEstateByDJ taken in Beyond The Keys Realty by @gabetheroman

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18 days ago

One Marine referred another Marine to a Marine Realtor…

I know what you’re thinking: “That sounds like a terrible idea.” 😂

Three Marines involved in one real estate transaction? What could possibly go wrong?

Nothing… but everything is went right. 🇺🇸🏡

My buyers were referred to me by a fellow Marine who knew my background, knew I served in the Marine Corps, and knew I understand the VA loan beyond just the basics.

And that mattered because this wasn’t just about getting an offer accepted.

We had to make the deal fit the buyers’ monthly payment requirements, while still maximizing every benefit we could negotiate.

The result:

✅ Over $20,000 in seller credits
✅ Solar system completely paid off
✅ A deal structured around the buyers’ monthly payment comfort zone
✅ All while using their VA loan benefit

So yeah… sending one Marine to another Marine actually worked out pretty damn well. 😂

Because when you understand VA financing, seller credits, solar, interest rates, closing costs, and how all of it affects the monthly payment, you can structure the deal around what actually matters to the buyer.

A Marine trusted me enough to refer another Marine to me.

Now that Marine @somethinverysimple has the keys. 🔑🇺🇸

If you’re active duty, a Veteran, or part of a military family looking to buy a home in Southern California using a VA loan, I’d be happy to show you what your benefit can really do.

Semper Fi.

#BeyondTheKeysRealty #RealEstateByDJ #VALoan #MilitaryHomebuyer #VeteranRealtor taken in Chula Vista, California by @gabetheroman

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a month ago

$10,000 towards closing cost 🎉🎉🎉

Big congrats to my buyer on securing this home for $65,000 below the original list price. This home is completely remodeled ready for my buyer to just bring a toothbrush 🪥. This was a great opportunity in the location they wanted 👏. 🏡 The seller is also willing to cover $10,000 worth of closing cost which lowers my clients total out of pocket cost.

Are you looking for your next home? Let’s work together and make it happen! taken in Carlsbad, California by @gabetheroman

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3 months ago

Big Congrats to my clients on the purchase of their new home 🏡 ! We connected back in January and hit the ground running 🏃🏽‍♀️. They were so patient once things slowed down a bit while I had Sophie but we picked up right where we left off and boom 💥 got them into escrow. So many wins all around 👏.
Here are the biggest ones:

💰$18,000 towards ALL closing cost, paid by seller.
📈 Appraised $32,000 above purchase price.
🔨 Negotiated repairs even though it was sold AS-IS
🧼Home was deep cleaned before buyers moved in.

Big thanks to my lender @gabetheroman for getting this done so quickly and taking great care of my buyers.

If you’re looking to buy or sell just send me a DM and let’s get started! 🔑 taken in Escondido, California by @gabetheroman

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4 months ago

Behind every successful event is a community that leans in. We want to extend our deepest gratitude to Gabriel Roman for being an official sponsor of this year’s Women’s Council of Realtors Spring Tea. Thank you for championing our mission and supporting the growth of women leaders in real estate! 💼🌸

#WomensCouncil #IndustryLeaders #RealEstateSponsor #SpringTea #Networking WomenInBusiness Leadership taken in Antelope Valley, Ca by @gabetheroman

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5 months ago

🇺🇸 First Home. Zero Down. BIG Win. 🏡🔥

Not old enough to buy alcohol legally but old enough to serve our country and buy their FIRST home using their VA loan 💥 $0 down AND $12,000 in seller credits and even the gym equipment 🏋🏽‍♂️

That means less out of pocket and more money saved for what matters like furnishing their home 🛋️

This is exactly why I love working with our military families there are powerful benefits available and when you use them right you WIN

🤝As always thanks to @brooks.realestate for being my boots on the ground and helping me secure this deal for @deaglan.crawford @emilyecrawfordd

And our lender partner @gabetheroman x @downtownfinancialgroup

If you have been thinking about buying but feel like you need a huge down payment you do not Let’s talk strategy 📲

📍 San Diego VA Home Buying Expert
🔑 VA Loan First Time Home Buyer No Money Down Seller Credits Military Benefits Real Estate

Ready to make your move DM me VA HOME and let’s get you started 🚀

Douglas Gutierrez
𝘙𝘦𝘢𝘭𝘵𝘰𝘳 ® | 𝘋𝘙𝘌 01995686
📞 619-277-1544
📧 realestatebydj@gmail.com
📍 @Beyondthekeysrealty

#realestatebydj #beyondthekeysrealty #valoan #sandiegorealestate firsttimehomebuyer taken in Roseville, California by @gabetheroman

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6 months ago

It’s a big day—another successful closing! 🔑🏡 Congratulations on your second home, brother 🙌🔥

Truly proud of you. Thank you for always trusting @gabetheroman and me throughout the process—it means a lot 🤝💯 Now it’s time to start new memories, new milestones, and new chapters in your new home 🏠✨

Cheers to many more wins ahead! 🥂 taken in Palmdale, California by @gabetheroman

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6 months ago

Please help us congratulate our very own @gabetheroman as this years Scottsman Guide Top Originator for both Volume and in the Broker Channel. Congratulations to Gabe on his 2nd year as a Top Originator marking that he is here to stay! Thank you to all the clients and bus was partners that put faith in him and our team! by @gabetheroman

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6 months ago

Key day hits different when it’s at the end of a quiet cul-de-sac 🏡✨

So happy for our buyers who closed on this beautiful Palmdale home — huge lot, bright spaces, and so much room to grow, gather, and make memories.

From house-hunting to handing over the keys… this one was special ❤️🔑

Cheers to new beginnings! 🍾

#Palmdale #PalmdaleRealEstate #KeyDay #HomeSweetHome #DreamHome taken in Palmdale, California by @gabetheroman

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7 months ago

Dream deal alert! 10k off purchase price plus 10k closing cost credit makes this San Marcos townhome an unbeatable steal. Want to know the numbers for a deal like this? Payment is similar to rent, and only 14k down required for a garage, washer/dryer, patio, and parking. Unbelievable! taken in San Marcos, California by @gabetheroman

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7 months ago