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Kaila Barrington Parker | Mortgage Lender

@loanswithkaila

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2027

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All In One Loan Expert | Mortgage Strategist
Licensed MLO NMLS#2718070
Reliance Mortgage NMLS#2647647 Equal Housing Opportunity.

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There comes a point when staying comfortable feels harder than taking the risk.

That’s a big part of what brought me into mortgage lending.

I wanted to grow, challenge myself, and build a career around something I genuinely care about: helping people understand their options, make confident financial decisions, and create opportunities through homeownership and real estate.

This business has stretched me in ways I expected and plenty I didn’t. It has also reminded me that growth rarely happens when everything feels comfortable.

Here’s to continuing to learn, serve people well, and help more families take their own next step forward. by @loanswithkaila

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19 days ago

MY FAVORITE MORTAGE!! ASK ME MORE!

Traditional Mortgage vs. All In One Loan 🏡⚖️

With a traditional mortgage, your money sits in a bank while you slowly chip away at interest.

With the All-In-One Loan, your income works with your mortgage, helping you pay down principal faster and save thousands in interest. 💸

Same house. Smarter strategy.

Ready to rethink the way you finance your home?

Let’s see which option fits your financial goals best. by @loanswithkaila

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a year ago

People keep telling me I look happier lately… and they’re right.

I’ve always been grateful for my work, but I realized I needed to grow in new ways. This new role gives me the freedom to shape my future, open new possibilities, and still serve the same mission I love.

What makes it even more meaningful is the support I’ve had every step of the way. From our owners, leaders, and colleagues who care deeply about me, my success, and my family. That kind of support is rare, and I don’t take it for granted.

I am so proud of what we accomplished at Levin Rinke Realty. There really are no words to describe all I had the privilege of being part of as I grew into my role as COO and the company evolved.

And, yet. I had a different calling.

Happiness isn’t just about being comfortable. It’s about being stretched, challenged, and surrounded by people who want to see you thrive. That’s the season I’m stepping into, and it feels really, really good. by @loanswithkaila

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a year ago

What if paying extra on your mortgage could make a bigger difference than you think?

Join me October 22nd for the next Mortgage Moves with Kaila webinar:

Pay Your Mortgage Off in Half the Time

We’ll break down how extra mortgage payments actually work, what happens when additional money goes toward principal, and how those choices can affect your interest expense and payoff timeline.

No vague advice. No “just pay more” without understanding the math.
If you’ve ever wondered whether an extra $100, $250, or $500 a month really matters, this webinar is for you.

Kaila Barrington Parker
Reliance Mortgage
(850) 485-3868
NMLS #2718070 by @loanswithkaila

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2 days ago

A little proud moment worth sharing!

I just closed my 18th All In One Loan (AIO), with TWO more AIO construction loans pending underwriting approval!

Add in my out of state referrals, and that brings me to 21 AIO closings to date!

I was looking through our October newsletter and realized I’m ranked #19 in the entire company for AIO transactions!

Considering this is my first full calendar year in the mortgage business, and I work for one of the largest lenders in the country, I’m incredibly proud of that accomplishment!

But here’s what I love most…

People ask me ALL THE TIME, “If this loan is so great, why haven’t I heard of it?”

My response is usually, “When was the last time you got excited about learning how your mortgage works or what other options are available?”

The answer? Almost always NEVER.

We’ve been conditioned to think a 30 year traditional mortgage is just how it’s done. But that doesn’t mean it’s the best strategy for everyone.

The All In One Loan is changing the way people think about mortgages, cash flow, and building wealth. And watching people have that lightbulb moment is one of my favorite parts of this job!

I’m grateful for every client and referral partner who has trusted me enough to think a little differently.

If you’ve been even a little curious about the AIO, let’s talk! You don’t have to be ready to make a move. Just be willing to learn something new. by @loanswithkaila

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3 days ago

National Dessert Day feels like a pretty good excuse to talk about two things I love: sweet treats and having options.

Just like there isn’t one dessert everyone should order, there isn’t one mortgage strategy that works for every buyer.

Different goals. Different budgets. Different timelines. Different loan options.

My job is to help you sort through the menu, understand what makes sense for you, and build a plan around what you’re actually trying to accomplish.

So today, enjoy the dessert. And if buying, refinancing, or investing is on your mind, we can talk about that too.

Kaila Barrington Parker
Reliance Mortgage
(850) 485-3868
NMLS #2718070 by @loanswithkaila

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4 days ago

YOUR FIRST YEAR OF HOMEOWNERSHIP JUST GOT A LITTLE MORE AFFORDABLE

New house. Moving costs. Furniture. Repairs. All the little things you suddenly realize you need once you get the keys.

That is exactly why I like Reliance Mortgage’s new Rate Break program.

For eligible buyers, Reliance covers the cost of reducing the interest rate used to calculate principal and interest payments by 0.50% for the first 12 payments.

No additional borrower funds required for the buydown. No seller concession needed to fund it. Just a lower initial payment while you settle into your new home.

The program began with eligible new rate locks on October 7.

Want to see what that could mean for your monthly payment? Let’s talk.

Kaila Barrington Parker
Reliance Mortgage
(850) 485-3868
NMLS #2718070 by @loanswithkaila

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5 days ago

A quick schedule update for Mortgage Moves with Kaila:

Because of the hurricane, we moved the October webinar back one week.

New date: October 22

This session is all about Paying Off Your Mortgage in Half the Time and understanding how extra mortgage payments actually work.

If you have ever wondered whether an extra $100, $250, or $500 really makes a difference, this is the conversation for you.

We’ll break down the math, the strategy, and what those extra payments can mean for your payoff timeline and interest expense.

And if you missed the September session, no worries. Each webinar stands on its own.

Save the dates:

October 22
Pay Off Your Mortgage in Half the Time

November 19
The Homeowner Financial Freedom Blueprint

Kaila Barrington Parker
Reliance Mortgage
(850) 485-3868
NMLS #2718070 by @loanswithkaila

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6 days ago

Well… I can officially add “closed during a hurricane” to the list of mortgage experiences I never expected to have.

With a storm on the way, this client was still determined to make closing day happen, and the team at Surety went above and beyond to get him across the finish line yesterday.

This one was especially rewarding because it was a long time coming. His Realtor, Cheri Crosby, worked with him for more than a year to negotiate the right deal on his Navy Point second home, and today all that patience and persistence finally paid off.

Sometimes getting to the closing table takes more than paperwork and numbers. It takes a team that keeps solving problems right up until the keys are in your hand.

Congratulations on the new home, and huge thanks to everyone who helped make this one happen.

Kaila Barrington Parker
Reliance Mortgage
(850) 485-3868
NMLS #2718070 by @loanswithkaila

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8 days ago

Debt isn’t automatically good or bad. What matters is how it fits into the bigger picture.

For some people, putting more money into a home brings security and peace of mind. For others, keeping more cash available may create flexibility for investing, business opportunities, emergencies, or other goals.

That’s why I don’t love one size fits all mortgage advice.

The better conversation is:
What are you trying to accomplish with your money?

Once we know the goal, we can look at the tradeoffs, run the numbers, and build a mortgage strategy that supports the life you’re actually trying to create.

Your home is important. Your equity is important. Your liquidity is important.
The strategy should consider all of it.

If you want to talk through what that could look like for you, reach out.

Kaila Barrington Parker
Reliance Mortgage
(850) 485-3868
NMLS #2718070 by @loanswithkaila

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10 days ago

Realtors, I know this market can feel a little like this sometimes.

Waiting on buyers. Waiting on rates. Waiting on the right house. Waiting for something to finally make the transaction easier.

But our clients still have goals right now.

This is the part of the market where creativity, communication, and the right lending strategy matter even more.

Maybe it’s down payment assistance. Maybe it’s a temporary buydown, VA financing, a specialty loan, or simply restructuring the numbers until the payment finally makes sense.

You don’t need a lender who only tells you whether the file fits in the box.
You need someone who is willing to ask, “What else can we try?”

If you have a buyer who feels stuck, send them my way. Let’s look at the whole picture and see what’s possible.

You keep helping them find the home. I’ll help find a path to finance it.

Kaila Barrington Parker
Reliance Mortgage
(850) 485-3868
NMLS #2718070 by @loanswithkaila

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11 days ago

NEW PROGRAM LAUNCHING OCTOBER 7

Buying a home comes with plenty of new expenses, so a little breathing room during that first year can make a real difference.

Reliance Mortgage is introducing Rate Break, a lender paid temporary buydown for eligible purchase loans.

Qualified buyers receive payments based on an interest rate 0.50% lower than their note rate for the first 12 payments, at no cost to the borrower. After the first year, payments are based on the original note rate.

Available on eligible Conventional, FHA, and VA purchases, with USDA considered by exception.

If buying is on your radar, let’s run the numbers and see whether Rate Break could help make that first year a little easier.

Kaila Barrington Parker
Reliance Mortgage
(850) 485-3868
NMLS #2718070 by @loanswithkaila

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12 days ago