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Self-employed does not mean unqualified.

Traditional income documentation doesn’t always tell the full story - especially when you own a business or work for yourself.

With a bank statement loan, eligible borrowers may be able to use 12-24 months of bank statements to calculate qualifying income, without traditional tax returns.*

Different income. Different path to financing.

📲 Connect with the Modern Day Lending Team to see what you qualify for.

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* Program availability, qualification and documentation requirements vary. Additional conditions may apply.

Modern Day Lending, a Team of Cornerstone First Mortgage
NMLS # 173855 | Equal Opportunity Lender

#moderndaylending #realestate #selfemployedmortgage #mortgagetips by @mliggz

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6 days ago

CLOSED | SEPT 2026

📍 Market: San Diego, California
🏡 Asset Type: Single Family Residence

✨ 5 BD | 6.5 BA | 5,153 SqFt

💰 Loan Amount: $2,425,000
📄 Loan Type: Conventional
🔑 Loan Purpose: Purchase

Loan Officer: Maxwell Post, NMLS# 1109256

Modern Day Lending, a Team of Cornerstone First Mortgage, NMLS# 173855

BUYER AGENT: Wesley Royal, Coldwell Banker Luxury
SELLER AGENT: Jonathan Rodriguez, CA Flat Fee
TITLE: Emmanuel Alvarez, Chicago Title Company taken in San Diego, California by @mliggz

20

1

6 days ago

AAC 2026 ⛳️
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This year we wanted to create something different for AAC’s golf event - a more intimate, multi-day golf event that would deepen relationships while raising the most money for @americancancersociety - it proved to be successful.
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Thank you to @dormienetwork for your hospitality, @moderndaylending for your generosity in the sponsoring the entire event, @joshpelemagic for the magic 🪄 and to @andersoncoastal.compass for creating @agentsagainstcancer to give us a platform to create events like these to further funding cancer research. A special thank you to everyone who attended and brought your energy and generosity to this incredible event!
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AAC Golf Invitational, as well as our Gala in Chicago raised over $300,000 ! I promise you, you do not want to miss the next year’s event. taken in Hidden Creek Golf Club by @mliggz

166

10

13 days ago

Complex deals require more than a quick approval. They require experience, strategy, and the right team behind them.

We sat down with @seanlane778 and @themortgage_ace for a Deal Spotlight to break down a recent transaction and the creative solutions that made it happen.

At Modern Day Lending, we specialize in finding a way forward when others can't. That's the difference experience makes.

#DealSpotlight #ModernDayLending #MortgageExperts #CreativeFinancing #HomeLoans #LoanStrategy #MortgageBroker #RealEstateFinance

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@rapidrisemedia by @mliggz

33

4

a month ago

CLOSED: JULY 2026 | MIAMI BEACH, FL

Another standout luxury closing for Modern Day Lending - this time at Portofino Tower in Miami Beach’s coveted South of Fifth neighborhood.

This 2,340-square-foot corner residence pairs expansive living space with sweeping water views, private outdoor space and the full-service, resort-style lifestyle Portofino Tower is known for. Situated along the waterfront with access to pools, tennis, fitness facilities, valet and more, this is South Beach living at its best.

We're proud to help bring this $2.635M conventional purchase across the finish line.

📍 MARKET: MIAMI BEACH, FLORIDA
🏢 ASSET TYPE: CONDOMINIUM

3 BD | 2.5 BA | 2,340 SQFT

💰 LOAN AMOUNT: $2,635,000
LOAN TYPE: CONVENTIONAL
LOAN PURPOSE: PURCHASE

LOAN OFFICER: ADAM MACBRIDE, NMLS# 1218352

MODERN DAY LENDING
A TEAM OF CORNERSTONE FIRST MORTGAGE, NMLS# 17385

BUYER AGENT: DORA KOVACS, B&S LUXURY, KELLER WILLIAMS
SELLER AGENT: JEFFREY MILLER, ONE SOTHEBY’S
TITLE: CATHLEEN M. PLASENCIA, SAPPHIRE LAW FIRM taken in Miami Beach, Florida by @mliggz

25

1

2 months ago

Complex deals require more than a quick approval. They require experience, strategy, and the right team behind them.

We sat down with @seanlane778 and @themortgage_ace for a Deal Spotlight to break down a recent transaction and the creative solutions that made it happen.

At Modern Day Lending, we specialize in finding a way forward when others can’t. That’s the difference experience makes.

#DealSpotlight #ModernDayLending #MortgageExperts #CreativeFinancing #HomeLoans LoanStrategy MortgageBroker RealEstateFinance

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@rapidrisemedia by @mliggz

26

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2 months ago

CLOSED | JULY 2026

📍 BOISE, IDAHO

Set on nearly 11 acres, this 5-bedroom residence offers a rare combination of privacy, acreage and proximity to Boise, with expansive views, horse-friendly grounds, RV parking and extensive garage space.

5 BD | 3 BA | 2,853 SQ FT
10.82 ACRES
Loan Amount: $1,800,000
Loan Type: Conventional Purchase

Loan Officer: Liam Baker | NMLS# 1834524

Buyer’s Agent: Greg MacMillan | Keller Williams Realty
Seller’s Agent: Kealy Baughman | Trail27
Title: Tyler Thomas | TitleOne

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Modern Day Lending, a Team of Cornerstone First Mortgage
NMLS# 173855, Equal Opportunity Lender.

@liambaker5
@greginid
@trail27 taken in Boise, Idaho by @mliggz

28

0

2 months ago

Complex deals require more than a quick approval. They require experience, strategy, and the right team behind them.

We sat down with @seanlane778 and @themortgage_ace for a Deal Spotlight to break down a recent transaction and the creative solutions that made it happen.

At Modern Day Lending, we specialize in finding a way forward when others can't. That's the difference experience makes.

#DealSpotlight #ModernDayLending #MortgageExperts #CreativeFinancing #HomeLoans #LoanStrategy #MortgageBroker #RealEstateFinance

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@rapidrisemedia by @mliggz

26

1

2 months ago

Additional footage from our day with @devcora.build

We had the opportunity to sit down with Alec and Ryan to talk about how their previous career experience laid the foundation for their first development projects in Sag Harbor and the lessons they've learned along the way.

Modern Day Lending is proud to support investors and entrepreneurs like the team at Devcora as they continue to bring their vision to life.

Modern Day Lending, a team of Cornerstone First Mortgage. NMLS ID# 173855 Equal Opportunity Lender

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@rapidrisemedia by @mliggz

28

1

2 months ago

Every transaction is different, and the best solutions aren't always the most obvious. At Modern Day Lending, we combine experience, creativity, and deep product knowledge to structure financing that helps our clients get to the closing table.

When the deal gets complicated, that's where we do our best work.

Ready to see what's possible? Let's talk.

Modern Day Lending, a team of Cornerstone First Mortgage. NMLS ID# 173855 Equal Opportunity Lender.

#ModernDayLending #CommercialRealEstate #RealEstateInvesting #MortgageBroker #CreativeFinancing #InvestmentProperties #Builders #Developers #RealEstateFinance #LendingSolutions

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@rapidrisemedia by @mliggz

26

2

2 months ago

CLOSED | June 2026

📍 Market: Davie, Florida
🏡 Asset Type: Single Family Residence

✨ 6 BD | 6 BA | 6,570 SqFt

💰 Loan Amount: $2,240,000
📄 Loan Type: Conventional
🔑 Loan Purpose: Purchase

Loan Officer: Gina Stavropoulos, NMLS# 601997

Modern Day Lending, a Team of Cornerstone First Mortgage, NMLS# 173855

• Buyer's Agent: Joseph Beltrand
• Seller's Agent: Tommy Crivello
• Title: Nadia Gavarrete, Kensington Vanguard National

Another successful closing in the books. Congratulations to our clients on purchasing their new home in Davie, and congratulations to Gina and everyone who helped make this transaction a success.

@beltrandgroup_
@tommycrivello
@kensington_vanguard_national

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Modern Day Lending, a Team of Cornerstone First Mortgage, NMLS# 173855 Equal Opportunity Lender by @mliggz

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3 months ago

Not sure if your next move is the right move?

We’ve got you covered. Connect with us 📩 hello@moderndaylending.com for a free consultation or click our 🔗 link in bio to get started.

Modern Day Lending, a team of Cornerstone First Mortgage.
NMLS ID #173855 Equal Opportunity Lender.

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@rapidrisemedia by @mliggz

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3 months ago