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Courtney Elizabeth Dalziel

@chronicallypositivewithlyme

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🤍's Nature & Adventure
Volunteer Firefighter 🚒
Fitness & Holistic Healing
🐾 MOM
Lyme Survivor
Lyme Warrior 💚
#lymediseaseawareness

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Most people don’t ignore financial planning because they’re careless.

They delay it because life feels stable right now.

No emergency.
No bad diagnosis.
No sudden loss of income.
No immediate reason to think something could go wrong.

That’s what makes preparation difficult:
the moments when planning matters most usually don’t feel urgent at the time.

But financial stress rarely arrives with a warning.

And when it does, people often realize they weren’t unprepared because they didn’t care…
they were unprepared because they thought they had more time.

Planning isn’t about fear.

It’s about creating stability before life becomes unpredictable.

#financialplanner #nofamilyleftbehind #financialclarity #realplanning #purposedriven

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Summer is coming!

Are your spending habits ready for it?

Start May Strong with these five moves.

#financialclarity #financialplanning #budget #financialplanner #Nofamilyleftbehind

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Big congratulations to Courtney and Eric! Thank you so much for the invite! What an incredible week! Met some amazing people that created memories for a lifetime ❤️

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Courtney’s Bachelorette 🍆💖🫶

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You hope you never use your critical illness coverage…

But what if you could still benefit either way?

Let’s make sure you understand this before choosing a policy.

#nofamilyleftbehind #financialclarity #purposedriven #realplanning #criticalillness

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Many people assume they can't get life or critical illness insurance because of health issues, past declines, or a complicated medical history.

The truth is there are simplified and guaranteed options that don't require medical exams, bloodwork, or nurse visits.

These types of policies are often designed for:
-people with pre-existing conditions
-anyone who has been declined before
-busy professionals who want a fast and simple approval
-those looking to cover final expenses

The most important thing is knowing your options before assuming you don't have any.

#financialeducation #lifeinsurance #criticalillness #financialplanning #incomeprotection

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🚨 The High Cost of Waiting 🚨

Waiting to invest has a cost:
• Lost compound growth
• Lost market time
• Lost opportunities

Time in the market > timing the market.

The perfect time to invest rarely comes.
The best time is usually now.

Consistency beats perfection every time.

If you started invested $300/m at the age below (given a 7% rate of return) here's what it looks like at age 65:

Age 20 - $1.06m
Age 25 - $741k
Age 30 - $513k
Age 35 - $350k

#financialclarity #nofamilyleftbehind #realplanning #investing #familyfirst

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Rule of 72

How many times your interest rate fits into 72 = years to double your money.

• 1% → ~72 years
• 4% → ~18 years
• 9% → ~8 years
• 18% → ~4 years

This is why understanding compound interest is so important.
The same force that quietly grows debt can also build long-term security.

Returns matter, but so does time, access, and education.
Without the right access to funds that perform, compounding works against people instead of for them.

Most financial stress doesn’t come from one bad decision,
it comes from not knowing how interest is actually working in the background.

#nofamilyleftbehind #financialclarity #familyfirst #financialeducation

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Hope isn't a plan.

GOFUNDME isn't a plan.

Having RESPONSIBILITY is.

If you have a family depending on you, this conversation matters.

#financialclarity #nofamilyleftbehind #familyfirst #realplanning #protection

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Too many families are left trying to figure things out during the hardest moments of their lives.

We beleive planning & preparation should prevent that.

My mission is simple: help 100 families in Simcoe County get ahead in 2026.

#nofamilyleftbehind #simcoecounty #financialclarity #purposedriven #protection

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Meet Grandpa 👴 ❤️

We have a love affair. He never says no when I want to play. He always gives me snuggles and treats even if my mom says iv had too many.

Him and I hiked my mom's new favourite spot, and my mom captured this moment.

#furbaby #furbabiesgrandpa #grandpasnuggles #hikingadventures #specialmomentscaptured #happyplace #bostonterriersofinstagram #braterrier #bratterriersofinstagram #dogs

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What a special night dining and dance in the city with the most amazing beautiful woman that I can now call my fiancée. Can’t believe she said yes lol. Can’t wait to start more adventures with you would take me forever to mention the reasons why I’m excited for us. Love you so much. 😍🎉🎉🎉

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