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123 Cherubina Lane, North Babylon
Presented by @steverainone

Payment projected by @rmorandi
SONYMA first time homebuyer can get as low as 6.5% today if well qualified.
(And up to $15k down-payment assistance!)

10% down/$400k loan monthly payment breakdown:
$2,647/month principal + interest
$517/m property tax ($6,194 annually)
$125ish for homeowners insurance
$3,289 total monthly payment

#longisland #realestate #realtor #firsttimehomebuyer

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SELLERS: Want a price reduction that really makes a difference? Instead of dropping the ask price, consider offering buyers a rate decrease! A "2/1 buy down" will drastically change a buyers payment; 2% the first year, 1% the next, and then hopefully when thats over theyre ready for a refi.

In this example ($830k house) a $16k concession from the seller reduces the buyers payment by $860 per month for the first whole year, and $440 the second. Where a $50k reduction in price would only reduce their payment by $375...

A more affordable house appeals to more buyers, and gets a better price. I like it.

#realestate #realtor #mortgage #longisland

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Great night capping off summer with the team!

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When the stakes are high, you need a team that can speak for you with confidence. 📈 Rob Morandi explains why we dig deep into your income, assets, and credit before we ever issue a pre-approval. When a listing agent calls us, we want to say "YES" with zero hesitation. 🏠✨ In a competitive market, that sincerity can be the difference between getting the house and losing out. Ready for a pre-approval that actually carries weight? Reach out to Rob and the team today! 🚀

#OwnItTeam #LongIslandRealEstate #LongIslandHomes #NationwideOwnIt #MortgageLongIsland #Longislandmortgages

Nationwide Mortgage Bankers, Inc. (NMB), going by NMB Home Loans, Inc. in the states of AL, AZ, GA, IL, IA, KS, KY, LA, MN, MT, ND, OK, PA, SC, SD, TX, WV and as NMB Home Loans in MA | NMLS# 819382 | 1305 Walt Whitman Road, Suite 100, Melville, NY 11747 | (833) 700-8884 | For licensing information, go to: www.nmlsconsumeraccess.org

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Not every borrower fits into a conventional loan—and that’s okay.
Had a great conversation with Joann Medeiros, EVP of Non-QM Lending at Nationwide Mortgage Bankers and Americasa, about her journey in the mortgage industry and how Non-QM loans are creating opportunities for self-employed borrowers, investors, and families with unique financial situations.

The difference between a “no” and a “yes” is often knowing your options.

#realestate #nonqm #mortgagelending #homeloans #americasa

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Reputation is the currency of the Long Island market. 🏘️ Robert Morandi explains why a pre-approval from a big-box bank often fails to move the needle compared to a name that local brokers know and trust.

Your team—from your lender to your attorney—is your biggest leverage in a negotiation. Head over to the link in our bio to see how our reputation can work for your next offer, or contact Rob Morandi today! 🔗✨

#OwnItTeam #LongIslandRealEstate #LongIslandHomes #NationwideOwnIt #MortgageLongIsland

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159 Driftwood Drive West Islip - 4 bed 2.5 bath Waterfront Hi-ranch with backyard Oasis!

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NEW LISTING - 4 Bed 2.5 Bath Colonial in South Oakdale! Everything renovated from 2018 to now, top to bottom turn key. New primary bath with expansive shower and walk in closet completed last month! Open house set for Sunday May 24 11-1! Call or DM for a private showing!

#compass #fyp #realestate

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**SOLD OFF MARKET**

4 East Shore Road | Oakdale

The Vanderbilt Team was able to secure a private deal for both their sellers and buyers without this historical colonial ever entering the public marketplace!

Are you looking for exclusive opportunities in this low inventory market? Call or text The Vanderbilt Team at 631.352.2006 to learn more today

A special thank you to our amazing team:
Listing Agent: @anthonyprettitore
Seller’s Attorney: @sniderdrachlispllc
Buyers’ Agents: @roblorenzore & @kent_markgraf
Lender: @rmorandi
Buyers’ Attorney: @asaf_german

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SOLD - 18 Glen Hollow Dr, Unit F13 | Holtsville

The Vanderbilt Team negotiated a great deal in Birchwood Glen on behalf of their excited buyer!

Thank you to our Team for making this a smooth process:
Buyer’s Agents: @kent_markgraf & @roblorenzore
Lender: @rmorandi
Attorney: @oshea_lawyer
Listing Agent: @gail.carillo

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UNDER CONTRACT

24 Twin River Drive | Oakdale

The Vanderbilt Team negotiating a price more than $150k under the original asking price for their buyer for this beautiful waterfront property in Idle Hour!

Thank you to our Team:
Buyer’s Agents - @roblorenzore & @kent_markgraf
Lender - @rmorandi
Attorney - @sniderdrachlispllc
Listing Agent - @realtorlindakerr

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Falling through an attic?! 😱 Rob Morandi is sharing a real-life open house horror story that proves why you should never explore a property alone. From major construction injuries to uninvited guests who just won’t leave, the “wild” side of real estate is very real.

Don’t risk your safety or your sanity—always walk through with an Own It representative who has your back. Ready for an open house experience that’s actually stress-free? Contact the Own It Team today! 👟🏠

#OwnIt #LongIslandHomes #RealEstateLife #OpenHouseChaos #NationwideOwnIt

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