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Terri Gunnerson Cebulla

@tlcebulla

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❤️ Wife | Mom | Grandma ❤️
⭐️ TIME TO THRIVE ⭐️ Empowering women and small businesses - Health, Wellness, Financial Clarity. ⭐️ @thrivefinancialmt
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“Coastal Grandma Holiday” $100 thrift bundle! Thank you @tlcebulla for trusting me to shop for you, this was so much fun! What is your favorite piece? And please excuse the lipstick on my teeth about halfway through 💋 haha
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Today I just feel overwhelmed with gratitude. ✨ Celebrating the women in my life who have shown up, cheered me on, and supported me in ways I can’t even put into words. ❣️ I’m so honored to know such incredible humans. 2025 has already been so good… and I can’t wait to see what the future brings. 💫
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Congratulations to our Mother’s Day Giveaway Winner — Terri Cebulla of Thrive Financial! @tlcebulla Terri followed all the amazing businesses involved and entered through IWD406.com, which boosted her chances with bonus entries — and it paid off! She’s taking home an incredible prize package, including: • A stunning necklace from McGough & Co. • Two U-pick bouquet tickets from Kay Flower Farms • A luxurious Aqua Facial Treatment from The Afterglow Lounge Thank you to everyone who participated and to all the incredible businesses that made this giveaway possible. Stay tuned — our next giveaway is coming soon!
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Are You Too Busy Putting Out Fires to See the Big Picture?🔥 Running a business is nonstop. One moment, you’re handling a client issue, the next, you’re troubleshooting an operational challenge— all while keeping everything moving forward. And then, of course, unexpected surprises throw another curveball! With so much happening, it’s easy to push financials to the back burner. But here’s the reality—your numbers are speaking to you long before small issues turn into major problems. Shrinking margins? Rising costs? Cash flow crunches? These red flags are hiding in your P&L, just waiting to be addressed. After a long day, the last thing you want to do is analyze reports. That’s where I come in. I help business owners uncover financial trends so they can make informed decisions before problems spiral. If you’re too busy running the day-to-day to dive into the numbers, let’s chat. A fresh perspective might be exactly what you need to boost profitability and reduce stress. Message me now and let’s chat if any of this resonates with you. #BusinessFinance #SmallBusinessSuccess #FractionalCFO #Profitability #FinancialStrategy
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Luxury is Financial Confidence – What Does That Mean for Your Business? True luxury isn’t just about wealth—it’s about confidence, clarity, and peace of mind. For your business, that means knowing your financial systems, reports, and processes are designed to support growth - not hold you back. At Thrive Financial, I partner with business owners to create custom financial strategies that bring clarity to their numbers and confidence to their decisions. With a clear path forward, you can focus on what matters most: growing your business and living your vision. Your business deserves the best—are you ready to thrive? #FinancialConfidence #FractionalCFO #BusinessLuxury
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Why is having a Bookkeeper and a CPA not enough for a Growing Business? Think of it this way: ➡️ Your bookkeeper records transactions – what is currently happening in your business. ➡️ Your CPA handles taxes – they are looking at what has already happened – the past. A CFO-level approach helps you: ✅ Keep cash flow steady, so you’re not stressing over bills ✅ Actually understand your numbers—no more guessing ✅ Grow without watching your profit margins disappear And even better – a Fractional CFO helps you make those decisions as your company is growing on a part-time basis. Saving you the expense of a full-time salary. If you’re serious about growing your company and you want to do it without the financial headaches, let’s chat. Message me today to set up a FREE Discovery Call. #SmartGrowth #FractionalCFO #FinancialSuccess #timetothrive
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Welcome @tlcebulla @thrivefinancialmt to Valley Women in Business! Check out her business and please give her a follow! ❤️ She is located in Kalispell 📍 See comments below for her interview ⬇️⬇️
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On the Say YES to yourself! podcast we celebrate the bold, inspired action of women who are proving day after day that their commitment to themselves is REAL! Here are a few fabulous episodes that aired while I was living my best life in France 🇫🇷 YES, I practice what I preach. Thank you to @tiderollers_mudlarkers @tlcebulla @thrivefinancialmt @ritasuzannestrategy for sharing your passion for the life you’re creating with us. These episodes are available wherever you listen to podcasts and linked in my stories. If you can think of one person who would benefit from these conversations, would you please share this with them. Thank you! #sayyestoyourself #newpodcastepisode #womensupportingwomen
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Do you have a dream of having your own business? Or are you a business owner who is so busy hustling you’ve forgotten why you started your business ? Sometimes we need to slow down a little and get crystal clear in our goals and make a strategic plan to make them happen. Making a plan doesn’t mean setting that plan on January 1 and then filing it away. Your strategic plan is meant to be reviewed on a monthly basis. Taking the time to do this will actually save your business time and money. And on those days you get discouraged pull out that plan and remind yourself of your WHY!!!! #fractionalcfoservices #clarityandconfidence #timetothrive
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Why hire Fractional Leaders? Let’s spell it out: F.R.A.C.T.I.O.N.A.L F - Flexibility to scale expertise as you grow R - Reduced overhead costs A - Access to executive-level talent C - Cost-effective leadership solutions T - Targeted skills for specific needs/challenges I - Immediate impact without long-term commitment O - Objective outside perspective N - Network of diverse industry experiences A - Adaptability to changing business needs L - Lean operations with maximum value Small and growing businesses, it’s time to think F.R.A.C.T.I.O.N.A.L for your leadership needs! #FractionalLeadership #StartupGrowth #BusinessStrategy #fractionalcfoservices
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WEBSITE IS COMPLETE!!! 🙌🏻🙌🏻🙌🏻 🥂 🥂🥂🥰🥰🥰🥰. Thank you to @treelinecreativellc. They did an incredible job. Website design, photos, incorporating all of my ideas - just amazing. Thank you thank you thank you!!! 🥰 Go visit the website!!! I will be featuring different areas of my website on upcoming posts - maybe I’ll even do a video tour. 🤩 #fractionalcfoservices #supportsmallbusiness #joinmynewsletter #timetothrive
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👇SAVE RECIPE HERE Healthy Pumpkin Spice Blondies If you’ve got leftover 🎃pumpkin purée in your fridge, make these blondies! They are made with chickpeas, so they’re high in protein and fibre! 👏 ✔️gluten-free ✔️dairy-free ✔️vegan 👉Blend these ingredients in a food processor: 1 can of chickpeas, drained/rinsed 1/2 cup pumpkin purée 1/2 cup pure maple syrup 1/4 cup refined coconut oil 1 cup oats 1 tsp pumpkin spice 1 tsp baking powder 1/2 cup chocolate chips (Krisda, no sugar are my fave!) 👉Spread into a parchment-lined square baking dish 👉Bake at 350 for 45 minutes . . . #glutenfreedairyfree #glutenfreerecipe #dairyfreerecipes #healthyrecipe #eatcleanfood #nutritiousanddelicious #womenover40 #fitmomsover40 #fitwomenover40 #kwmoms #ontariomoms #yummyandhealthy #vegandessertrecipes #glutenfreedessert #dairyfreeglutenfree #healthyeating #deliciousandnutritious #yummyandhealthy #healthymoms #fitmom #fitmomover40 #healthytreats #healthydesserts #healthydessertrecipes #pumpkindessert #proteinrich #igreach #feed #explore #engageandgrow
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