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Tom Hilton | Property Investment

@tomhiltonproperty

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🏚️ I buy rundown homes in Cumbria
💷 Creating value through property
🤝 Partnering with serious investors
📩 Got a deal or want to invest? DM me

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Want your capital working harder for you?

Private funding has become an important part of how we continue to grow our property portfolio, while giving our funding partners an agreed 10% per annum return.

We find the opportunities, manage the projects and do the work. For our funding partners, it’s completely hands-off.

A little insight above into how it all works 🤝

Interested or simply curious? Drop either of us a message.

Ethan & Tom by @tomhiltonproperty

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a month ago

Nice bit of exterior progress on our Fairfield Lane project! 🏡

A bit of deforestation in the back garden over the last few days, and the extension should be fully watertight over the next few weeks.

Looking forward to seeing how this one turns out once complete! 🔨 taken in Barrow in Furness by @tomhiltonproperty

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6 days ago

🏡 PROJECT 8 - BARROW 🏡

7th property for the year is underway, with this one being our biggest project yet! An unfinished extension & a jungle of a garden, but so much potential in one of the best areas in barrow.

Creative finance deal on this one exchanged on Friday 25th. £212k PP in 12 months time.

The aim is to modernise and rework the house throughout. We’re looking to add a downstairs bathroom in the extension area, create a large lounge and open-plan kitchen space, and modernise both the front and rear gardens. We’re also looking at a loft conversion to turn the property into a 4-bedroom home, as there’s plenty of space. Upstairs, the existing bathroom will be updated, along with general modernisation throughout, including new flooring, carpets, skirting boards, internal doors, plastering in certain areas and a full repaint. The aim is also to remove the existing porch and replace the external windows, garage door and front door, apart from the extension. by @tomhiltonproperty

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22 days ago

We just bought this property 52% below its 2024 sale price

3-bed furnished end of terrace in Haverigg with a huge garden, bought for £77k which previously sold for £160k in 2024.

A partial renovation is planned, including the damp, rewire, kitchen, flooring and internal doors.

The plan is to refinance once complete and hold it as an investment. Not sure yet whether that’ll be a standard rental or Airbnb.

Project 7 is underway taken in Lake District by @tomhiltonproperty

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2 months ago

🏠 PROJECT 6 — BEFORE & AFTER (NEARLY)

Still a couple of finishing touches in the kitchen & external window sills but this one is nearly tennant ready

We bought this property for £82,000, originally aiming for a £120k valuation.

But as the project progressed, we found unforeseen costs, particularly with the plastering and damp issues, and decided to replace and upgrade more than originally planned. We’ve gone for a higher spec finish, increased the budget and are now aiming for a £125k valuation.

Purchase - £82,000
Stamp duty - £4,100
Legal fees - £1,354
Finance & brokering - ~£2,000

Full rewire - £1,453
Front door - £975
Front of house - £1,800
Kitchen - £3,243
Internal doors, handles & fitting - £921
Flooring - £2,230
Plastering - £1,085
Oak kit - £413
Skirting - £580
Painting - £1,005
Radiators & plumbing - £793
Miscellaneous - £63

TOTAL ALL-IN: ~£104,000

THE END GAME

Target valuation - £125,000
All-in cost - ~£104,015
Equity created - ~£20,985

At 75% LTV, a £125k valuation gives us a potential mortgage of: £93,750

Meaning we’d have approximately £10,265 left in the deal after refinancing.

The aim was to create value, build equity and recycle the majority of our capital into the next project. 🔨📈

Now let’s see what the valuer says… 👀 by @tomhiltonproperty

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10 days ago

PROJECT 6 | WEEK 2 UPDATE 🏠

The first fix is now complete, with second fix due this weekend. The plasterer is booked in to complete all chases, one wall in the second bedroom and the chimney breast in the living room.

Once that’s done, it’s onto painting, skirting, doors and carpeting, with the kitchen due to be fitted early next week.

Externally, the front door and dashing are also due to start next week.

Everything remains on track for completion by the end of August. 🔨🏠 by @tomhiltonproperty

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2 months ago

🏡 PROJECT 6 – BARROW 🏡

🏠 Purchase price: £82,000
🧾 Stamp Duty: £4,100
⚖️ Solicitor fees: £1,354
🔨 Refurb budget: £10,000 (full rewire, new kitchen, new carpets, front rendering & decoration throughout)

Total investment: £97,454

Our aim is to have the property valued at £120,000 once the works are complete.

If we achieve that, a 75% LTV refinance would release £90,000, leaving approximately £7,454 left in the deal before any lender costs.

Not bad for a property we’re hoping to keep as a long-term rental, although it’s not our finest deal to date. by @tomhiltonproperty

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3 months ago

Turning a £82k purchase into a £120k rental with just a £10k budget in just 4 weeks

#refurb #renovation #property #transformation taken in Barrow in Furness by @tomhiltonproperty

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2 months ago

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3 months ago

🏡 PROJECT 4 - ULVERSTON UPDATE 🏡

This one’s coming together nicely now we are over the main hurdle of removing the old chimney breast in the kitchen diner area which we have now opened up to an open plan area.

✅ First fix electrics
✅ First fix gas central heating & plumbing
✅ New Windows throughout
✅ K Render at the front & repointing

🔜 The plan is to complete the front of the property with fresh fascia & guttering, a new pathway & blue slate patio area. Internally, fresh plaster throughout the majority of the rooms, kitchen and bathroom to be installed, in addition to fresh skirting, panelling, doors, paint & flooring throughout. by @tomhiltonproperty

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a month ago

🏡 PROJECT 4 - ULVERSTON 🏡

Much bigger than our first few projects but buzzing for this one! £162,500.00 purchase price and aiming for £275,000.00 on the backend. Plenty of potential with this one, excited to see the end product.

#property #cumbria #lakedistrict by @tomhiltonproperty

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4 months ago

Our biggest project yet ⬇️⬇️⬇️

£162,500.00 purchase price
£8,875.00 stamp duty
£1,300.00 solicitor fees

£50,000.00 budget for the refurb

Stay tuned whilst we aim to turn this around in 12 weeks!

#cumbria #lakedistrictuk #propertyinvestment #property by @tomhiltonproperty

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4 months ago