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Basis Points Podcast | Jake & Connor

@basispointspodcast

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A Sacramento Real Estate Podcast. From local insights to loan program breakdowns and everything in between with @jake_fromhomeloans & @connordonnell

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To tease em and get em going….

Holy cow is right

if this real came across your feed you may love our new podcast about the Sacramento real estate market.
2 loan officers
3 topics
3 minutes each
All education

Check the link in the bio for YouTube, and follow us for your weekly loan program, product and rate updates.
#sacramentorealestate #mortgagetips #reelestate #placercounty taken in Roseville, California by @basispointspodcast

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15 days ago

Appraisal changes starting Nov 2nd! Conventional appraisals now use UAD 3.6. Every house part gets its own rating: interior & exterior. More detail means you can't just slap on paint for a higher value. #RealEstateAppraisal #UADUpdate #PropertyValuation #HomeBuyerTips #RealEstateNews #HousingMarket #AppraisalProcess #RealtorLife by @basispointspodcast

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6 hours ago

Opening a bag of powdered donuts is the beginning of a dangerous game….

Credit to @elisebaronn & @cjchavezrealestate for the hilarious the video idea 🤣 taken in Roseville, California by @basispointspodcast

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9 hours ago

Entering a paper airplane contest! Let's make some badass planes. Speed matters. Judge our creations in the comments! #PaperAirplanes #Contest #DIY #Crafting #Fun #Competition #ReelsFun by @basispointspodcast

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a day ago

Buyers don't see house prices, they see monthly payments. With rates up, payments are higher. Talk to sellers & buyers about where the monthly payment is landing. #RealEstateTips #ListingAgent #BuyersAgent #MonthlyPayment #InterestRates #RealEstateAdvice #HomeBuying #RealEstate by @basispointspodcast

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2 days ago

Pricing out home loans? Conventional vs. physician loan can be close, especially for first-time buyers in the $300k-$400k range. Always compare options! #MortgageTips #HomeBuying #PhysicianLoan #FirstTimeHomeBuyer #RealEstate #LoanOptions #FinancialLiteracy by @basispointspodcast

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3 days ago

Fire insurance is a game-changer for home buying in areas like El Dorado Hills, Auburn, and Roseville. Be aware of potential $1,000+/month costs that can affect your qualification. #homebuying #realestate #fireinsurance #sacramento #eldoradofalls #auburn #roseville #insurance #housingmarket #property by @basispointspodcast

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4 days ago

Recasting has to do with amortization, which is all based on the total principle amount left on the loan.

#basispointspod #sacramentorealestate #mortgagehacks #placercounty by @basispointspodcast

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9 days ago

i think were all ready for something to give us a bit more hope... by @basispointspodcast

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10 days ago

Buying down your rate out of pocket? Ask about the break-even point. Divide your monthly savings by upfront costs to see how many months to earn it back. #MortgageTips #HomeBuying #RealEstate #FinancialLiteracy #LowerYourRate #Homeownership #BreakEvenPoint #RealtorLife by @basispointspodcast

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14 days ago

with an Amortization scheduled on a mortgage, you pay MORE interest than you do Principle for YEARS. make sure you understand what you’re getting into and how it works before signing on the dotted line.

want to see when it breaks even? check out our most recent podcast. taken in Roseville, California by @basispointspodcast

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16 days ago

A pre qual is the not the same as a pre approval.

Numbers do not mean the same thing when you don’t have the docs backing them up.
A pre approval is incredibly important when making offers, it lets the sellers know you’re serious and there is some depth to your file. The lender has reviewed documents, clarified income and pulled credit.

If you don’t Know what you’re getting into and why it matters, that’s what we’re here for. by @basispointspodcast

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18 days ago